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TotallyMoney: Credit reports reviews

Name: Credit reports
Rating: 4.73 (1273 reviews)

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4.73

Based on 1,273 reviews, last reviewed 31st Aug 2026

13% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

10%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026

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About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Handy app

Really handy to have on an app however it isn’t always accurate and doesn’t always update either. I like that you have live offers though and the app is really easy to use. Reviewed on: 16th May 2026

Totally Money always gives me updates about my credi...

Totally Money always gives me updates about my credit score. I even got a loan through their updates. Reviewed on: 16th May 2026

Simple and easy to use

Simple and easy to use, can see my credit score and report, and can check multiple items like credit cards that you can apply for according to your credit score and you can choose which one you want to apply for Reviewed on: 16th May 2026

It keeps you updated

It keeps you updated about your credits file Reviewed on: 16th May 2026

always upto date and easy access very good service w...

always upto date and easy access very good service would defo recommend has all the info needed Reviewed on: 16th May 2026

Keep me up to date with new offers and without them...

Keep me up to date with new offers and without them my credit score would still be poor they found credit cards for me that other lenders wouldn't touch me , highly recommend Reviewed on: 16th May 2026

Always timely updates and information

Always timely updates and information Reviewed on: 16th May 2026

Useful, informative, like how easy it is to use the...

Useful, informative, like how easy it is to use the app. Nothing I could write to improve it. Reviewed on: 16th May 2026

It’s great it keeps track of credit score and things...

It’s great it keeps track of credit score and things that I can improve on Reviewed on: 16th May 2026

Totally money has allowed me to keep track of my cre...

Totally money has allowed me to keep track of my credit etc in order for me to feel so much more in control Reviewed on: 16th May 2026

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