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TotallyMoney: Credit reports reviews

Name: Credit reports
Rating: 4.73 (1202 reviews)

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4.73

Based on 1,202 reviews, last reviewed 2nd Jul 2026

105300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

88%

10%

Latest highest rating:

5

Keeps me updated on my money and what I maybe able t... Keeps me updated on my money and what I maybe able to get regular updates is great Reviewed on: 2nd July 2026

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026

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About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1202)

Always accurate and accessible.

Always accurate and accessible. A good support for financial matters. A good viewer of financial status and the ability to expand horizons. Reviewed on: 16th May 2026

Very easy app to use,easy to understand for us not...

Very easy app to use, easy to understand for us not soo clued up on money matters. Reviewed on: 16th May 2026

I had a positive experience using TotallyMoney to ke...

I had a positive experience using TotallyMoney to keep track of my credit score and report. The app is easy to use, updates regularly, and explains changes to my credit file in a way that makes sense. I especially liked the personalised tips and alerts, which helped me understand what was affecting my score and what I could do to improve it. It has been a useful tool for staying on top of my finances, and I would recommend it to anyone wanting a clearer picture of their credit health. Reviewed on: 16th May 2026

Always on hand for multiple financial services and c...

Always on hand for multiple financial services and credit score Reviewed on: 16th May 2026

Easy to use app and accurate info

Easy to use app and accurate info Reviewed on: 16th May 2026

Good website and app to check my credit score report

Good website and app to check my credit score report Reviewed on: 5th September 2025

Totally free and tailors credit to my needs and scor...

Totally free and tailors credit to my needs and score and give me the confidence to act in a proper manner Reviewed on: 24th May 2024

Helped me out of debt

I was in debt and found the totally money app really helpful to help keep track and I have managed to clear my way out of bad debt, recommend this free app to anyone the emails and notifications really boost you to keep doing better and clear your debts Reviewed on: 21st February 2024

Good useful

Good product and can be useful with good information. Reviewed on: 17th March 2023

Reply from TotallyMoney Thanks for the review. If you have any feedback or suggestions to make it a 5-star experience, please write to us at [email protected]. We would love to hear from you! The TotallyMoney Customer Ops Team Response date: 21st May 2026

Easy accessible

This is easy to use to manage your credit report Reviewed on: 20th February 2023

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