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TotallyMoney: Credit reports reviews

4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Excellent company, highly recommend

5
Excellent company, highly recommend Reviewed on: 16th May 2026

Check and review

5
Easy to use the app and check my reports and keeps my updated on any cards I could be eligible for Reviewed on: 16th May 2026

Very good app to track your accounts online spending...

5
Very good app to track your accounts online spending and get offers for credit cards Reviewed on: 16th May 2026

Always Refused lol

5
Although I always get refused card s and Loans I know it’s just honesty I m grateful for it I owe less that £1k over average Reviewed on: 16th May 2026

Excellent

5
Been using totally money for a while and find it easy to use and great for keeping track of everything would highly recommend Reviewed on: 16th May 2026

Good reviews

5
It’s been good I get updated every month Reviewed on: 16th May 2026

Great site to start buildong your credit score

5
Great site to start buildong your credit score Reviewed on: 16th May 2026

Superb service from Totally Money.

5
Superb service from Totally Money. Always provide me with the best possible credit card deals, particularly % purchase cards, which really helps me spread the cost of larger purchases Reviewed on: 16th May 2026

Helpful advise

5
Helpful advise and honest about what you may be able to get and how you can improve your credit score Reviewed on: 16th May 2026

10/10 would recommend

5
Easy to use app and allows me to see all of my finances very clearly Reviewed on: 16th May 2026

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