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TotallyMoney: Credit reports reviews

Name: Credit reports
Rating: 4.73 (1273 reviews)

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4.73

Based on 1,273 reviews, last reviewed 31st Aug 2026

13% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

10%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026

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About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Good choices

Up to date credit score, choice of cards and loans Reviewed on: 16th May 2026

Great app easy to use and is very clear

Great app easy to use and is very clear Reviewed on: 16th May 2026

Quick easy to use 24 hours a day

Quick easy to use 24 hours a day Reviewed on: 16th May 2026

I’m on my way to a better credit score...

I’m on my way to a better credit score with there help Reviewed on: 16th May 2026

Totally money - great service

Really easy to use the app and am kept up to date with everything. Good tips on improving rating. Very easy to check that my accounts are all running correctly and very useful to be able to link my back account and see predicted state of accounts at the end of the month Reviewed on: 16th May 2026

Great customer assistance, easy and excellent credit...

Great customer assistance, easy and excellent credit report site Reviewed on: 16th May 2026

Thanks to Totally Money I have rebuilt my credit rating

Thanks to Totally Money I have rebuilt my credit rating following financial challenges during covid. Great app, offers that actually exist and plenty of guidance and information on how to repair and build your credit score. And it's free 10/10 Reviewed on: 16th May 2026

Very clear reports and information.

Very clear reports and information. Thoroughly broken down but written in ways to clearly understand. Great advice. Reviewed on: 16th May 2026

Very easy to understand and all info a click away

Very easy to understand and all info a click away Reviewed on: 16th May 2026

Easy app to use.

Easy app to use. Information is clear and comparison of available money lending options has been invaluable. I like that I can track my credit history. Reviewed on: 16th May 2026

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