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TotallyMoney: Credit reports reviews

Name: Credit reports
Rating: 4.73 (1273 reviews)

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4.73

Based on 1,273 reviews, last reviewed 31st Aug 2026

13% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

10%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026

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About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

I use the app regularly to keep an eye on my credit...

I use the app regularly to keep an eye on my credit score. I find it very useful being able to see what is affecting my score change and also the offers that are available to me Reviewed on: 15th June 2026

Easy and very understanding

Easy and very understanding to use. I love checking in now and again and i dont get confused like i do with others Reviewed on: 14th June 2026

Excellent service easy to use first class service

Excellent service easy to use first class service Reviewed on: 14th June 2026

Very good app and very helpful and fantastic

Very good app and very helpful and fantastic Reviewed on: 14th June 2026

Totally money has helped me to get a better grip on...

Totally money has helped me to get a better grip on my finances and understand consequences of some decisions around money better. Reviewed on: 14th June 2026

Great control tool, shows good insights on your fina...

Great control tool, shows good insights on your finances Reviewed on: 14th June 2026

They Don’t Bombarde me with emails

I get updates on my credit score from time to time and not bombarde with emails like other services. Reviewed on: 14th June 2026

Good Company

Easy to navigate, can find what I want when I want it and it’s free Reviewed on: 13th June 2026

Totally Money has been integral for me rebuilding my...

Totally Money has been integral for me rebuilding my credit score all the way up from 245 on Equifax and 400 on TransUnion and have jumped over 200+ on both with advice given. Totally Money updates quicker than most credit reports which helps me keep card utilisation low ect and track usage. I wouldn't be where I am today without Totally Money. Cheers guys! Reviewed on: 13th June 2026

Not really helped but just good as it keeps it organ...

Not really helped but just good as it keeps it organised Reviewed on: 13th June 2026

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