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TotallyMoney: Credit reports reviews

4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Always fantastic with information and always quick w...

5
Always fantastic with information and always quick with responces Reviewed on: 12th June 2026

From bad to good.

5
From a credit score of 411 to 715 now. I have even got a credit card now and if l use it l ensure it’s paid off before the monthly statement arrives. It’s easy to log in to the site to check how l am doing and it seems the only thing holding me back is not having a mortgage but as a pensioner that doesn’t bother me. I intend to continue improving my score and by logging in to totally money l can see how l am doing month to month. Reviewed on: 12th June 2026

Good advice.

5
Good advice. Good service. Very useful App Reviewed on: 12th June 2026

Had it 5 for to 6 years now best on...

5
Had it 5 for to 6 years now best on market Reviewed on: 12th June 2026

Gives updates and service options

5
Gives updates and service options Reviewed on: 12th June 2026

Great experience

5
TotallyMoney has been very helpful in managing my finances. I have been able to track my credit score regularly, monitor my other financial commitments, and access loan options when needed. The app provides a clear overview of my finances, making it easier to stay on top of my financial goals and improve my credit health. Reviewed on: 12th June 2026

I am happy with the way you work to help people.

5
I am happy with the way you work to help people. Reviewed on: 12th June 2026

You are awesome

5
You are awesome nice work keep it up Reviewed on: 12th June 2026

Great credit report Very helpful

5
Great credit report Very helpful Reviewed on: 11th June 2026

Always I received information from total money which...

5
Always I received information from total money which I followed Reviewed on: 11th June 2026

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