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TotallyMoney: Credit reports reviews

4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

I have had awesome customer service experience with...

5
I have had awesome customer service experience with totally money Reviewed on: 5th June 2026

I moved to the UK about six months ago, The totally...

5
I moved to the UK about six months ago, The totally money app is one of the apps I installed on my phone, since that day my handling of finances has changed, This is because totally provide me with insight on my credit score, the positive and negatives and how I could improve my credit rating. Excellent service provider Reviewed on: 5th June 2026

Good so far no issues aaaaaassssssasssssssssssss

5
Good so far no issues aaaaaassssssasssssssssssss Reviewed on: 5th June 2026

Nice experience from Total money.

5
Nice experience from Total money.Great Reviewed on: 5th June 2026

So easy to use and to understand whre you are and t...

5
So easy to use and to understand where you are and this app keeps you up to date withe my finances i put all my nephews and my niece on this app and they were all so thrilled how easy it is to keep everything together and making there hoal for a mortgage that closer so give this app to your children at a early age of 18 plus it will help them out Reviewed on: 5th June 2026

Keeping me updated give me time to think and do resp...

5
Keeping me updated give me time to think and do responsibly steps when borrow money Reviewed on: 5th June 2026

It’s a fantastic app that lets me keep on track of m...

5
It’s a fantastic app that lets me keep on track of my credit rating and any upcoming changes! Would really recommend to anyone!! Reviewed on: 5th June 2026

Really helpful

5
Easy to use, totally free, really helpful features that help you keep track of, and improve, your credit rating! Reviewed on: 5th June 2026

These guys really take the stress away from debt and...

5
These guys really take the stress away from debt and help manage you finances. All at a easy to use app with a way of seeing what’s happening for peace of mind. Reviewed on: 5th June 2026

Great service, great App.

5
Great service, great App. Super easy to use, helped me rebuild my credit from practically nothing to now it is almost at the top of the scale. Reviewed on: 5th June 2026

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