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TotallyMoney: Credit reports reviews

4.73
Based on 1,237 reviews, last reviewed 10th Jul 2026
108400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommend I really like totally money. Its easy to use and the information is clear and accurate. Reviewed on: 10th July 2026
Lynn T's avatar
Lynn T

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1238)

Very good credit scores and good loans cards everyth...

5
Very good credit scores and good loans cards everything Reviewed on: 4th June 2026

Great company, explains all the differences regardin...

5
Great company, explains all the differences regarding loans credit cards mortgages, keeps me informed about new deals, this is very helpful. Reviewed on: 4th June 2026

Excellent Credit Broker

5
I have been using the TotallyMoney app for years. I have always been satisfied with the balance and money transfer offers it provides, as well as the app itself. I would recommend it to others as well. Reviewed on: 4th June 2026

Very helpful and always good to see things in real t...

5
Very helpful and always good to see things in real time, thanks! Reviewed on: 4th June 2026

Great tool for accessing my credit report.

5
Great tool for accessing my credit report. Reviewed on: 4th June 2026

Easy to use, easy to read and understand.

5
Easy to use, easy to read and understand. I always use totally money regularly. Never had any problems. The app is easy to navigate, and simple to find things. Always helpful! Will continue to use always! Reviewed on: 4th June 2026

Totally money wasy accessible

5
Keeps me on top of my finances i can look when ever i like and always updates me Reviewed on: 4th June 2026

The Ultimate Credit Manager

5
Totally Money has proven to be an exceptionally valuable application for anyone looking to manage and improve their credit score effectively. The app's consistent updates and timely insights are its standout features, making the often-complex world of credit much more accessible. What truly sets Totally Money apart is its ability to provide accurate and relevant information precisely when it's needed most. It doesn't just present a number; it offers guidance and helps users understand the factors influencing their score. This proactive approach empowers users to make informed decisions, ensuring they are always aware of how their financial actions impact their credit standing. For anyone seeking a reliable tool to stay on top of their credit health, Totally Money is an excellent choice. Reviewed on: 4th June 2026

Exceptional service!

5
Their service is above and beyond. Been with them a few years now, and more than satisfied and happy. Reviewed on: 4th June 2026

It’s it’s ok and easy to use

4
It’s a nice app but with no guarantees for loans etc. even when pre approved you might not get it when applying. Would be better if it would give a bit more of an insight Reviewed on: 4th June 2026

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