Paid advertisement
Smart Money People Logo
Newsletter

TotallyMoney: Credit reports reviews

4.73
Based on 1,237 reviews, last reviewed 10th Jul 2026
108400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommend I really like totally money. Its easy to use and the information is clear and accurate. Reviewed on: 10th July 2026
Lynn T's avatar
Lynn T

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

Review TotallyMoney: Credit reports now

Help others make smarter decisions by sharing your own experience. Write a review

TotallyMoney Credit reports reviews (1243)

Easy to use, easy to read and understand.

5
Easy to use, easy to read and understand. I always use totally money regularly. Never had any problems. The app is easy to navigate, and simple to find things. Always helpful! Will continue to use always! Reviewed on: 4th June 2026

Totally money wasy accessible

5
Keeps me on top of my finances i can look when ever i like and always updates me Reviewed on: 4th June 2026

The Ultimate Credit Manager

5
Totally Money has proven to be an exceptionally valuable application for anyone looking to manage and improve their credit score effectively. The app's consistent updates and timely insights are its standout features, making the often-complex world of credit much more accessible. What truly sets Totally Money apart is its ability to provide accurate and relevant information precisely when it's needed most. It doesn't just present a number; it offers guidance and helps users understand the factors influencing their score. This proactive approach empowers users to make informed decisions, ensuring they are always aware of how their financial actions impact their credit standing. For anyone seeking a reliable tool to stay on top of their credit health, Totally Money is an excellent choice. Reviewed on: 4th June 2026

Exceptional service!

5
Their service is above and beyond. Been with them a few years now, and more than satisfied and happy. Reviewed on: 4th June 2026

It’s it’s ok and easy to use

4
It’s a nice app but with no guarantees for loans etc. even when pre approved you might not get it when applying. Would be better if it would give a bit more of an insight Reviewed on: 4th June 2026

Easy app with regular updates and offers

5
Easy app with regular updates and offers Reviewed on: 4th June 2026

Really good service all good

5
Really good service all and very easy to UNderstand online syestem Reviewed on: 4th June 2026

Excellent, really helped me massively as a nee resid...

5
Excellent, really helped me massively as a nee resident in the UK. Helped me into understanding how the credit system works here, how to improve and basically a lot of advice of what to do and what not to do in order to increase your credit score. It has also helped me get my first few credit cards in order to achieve that. Reviewed on: 4th June 2026

Thankful for the application

5
I am very pleased. For the app.i can see and chek evryting Reviewed on: 4th June 2026

Easy to access updates regularly accurate information

5
Easy to access updates regularly accurate information Reviewed on: 4th June 2026

Do you have a different TotallyMoney product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from TotallyMoney?

    View all products