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TotallyMoney: Credit reports reviews

Name: Credit reports
Rating: 4.71 (582 reviews)

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4.71

Based on 582 reviews, last reviewed 22nd May 2026

50600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

89%

10%

Latest highest rating:

5

I have had a good experience using TotallyMoney. I have had a good experience using TotallyMoney. The platform is easy to use, helps me keep track of my credit score, and gives useful tips on improvi... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

2

Ok.............. Ok standard experience have used the website before and had the same experience.easy to navigate and quite clear at times. Reviewed on: 19th May 2026

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About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (582)

Credit advice

Totally money advise me each month in which area I need to improve. They advise me of my credit rating good or not so good. They always follow the report with appropriate advice. Reviewed on: 18th May 2026

I’ve found Total Money to be a really helpful and ea...

I’ve found Total Money to be a really helpful and easy-to-use site for staying on top of my finances and keeping myself credit ready. It gives me a clear view of my credit score and report, which helps me understand what’s improving and what I still need to work on. What I like most is how simple everything is explained — it makes managing credit much less stressful. The alerts and updates help me stay organised, spot any changes quickly, and keep building my score in the right direction. Since using Total Money, I feel much more confident about my financial health and better prepared for future applications. I’d definitely recommend it to anyone wanting to improve their credit score and stay financially aware. Reviewed on: 18th May 2026

Good experience and service always there for you whe...

Good experience and service always there for you when you needed it Reviewed on: 18th May 2026

Helps me keep track of my credit scores

Helps me keep track of my credit scores Reviewed on: 18th May 2026

Really easy to use and understand your credit report

Really easy to use and understand your credit report Reviewed on: 18th May 2026

Good application

The features are good. . Easy to use Reviewed on: 18th May 2026

Got cheaper car insurance through totally money, nea...

Got cheaper car insurance through totally money, nearly £20 a month cheaper. Amazing. One of the best sites around too help you save your money Reviewed on: 18th May 2026

Always great customer service and helpful

Always great customer service and helpful Reviewed on: 18th May 2026

Very good experience seeing all my finances in one p...

Very good experience seeing all my finances in one place. Also good for insights on my credit rating. Reviewed on: 18th May 2026

My Experience Using the TotallyMoney App

My experience using the TotallyMoney app has been very positive overall. I found it really useful for checking my credit score and understanding my financial situation better. The app gives free access to a credit report and score based on TransUnion data, which helped me see how lenders might view my credit profile. Reviewed on: 18th May 2026

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