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TotallyMoney: Credit reports reviews

4.73
Based on 1,237 reviews, last reviewed 10th Jul 2026
108400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommend I really like totally money. Its easy to use and the information is clear and accurate. Reviewed on: 10th July 2026
Lynn T's avatar
Lynn T

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1244)

Excellent updates frequently.

5
Excellent updates frequently. Score updated quickly so you always know where you stand. Offers explained in detail. Reviewed on: 4th June 2026

My experience has been so excellent.

5
My experience has been so excellent. All card options are so explanatory. Reviewed on: 4th June 2026

Always give up to the minute scores in real time and...

5
Always give up to the minute scores in real time and current offers Reviewed on: 4th June 2026

I found it to really help keep a check on my finance...

4
I found it to really help keep a check on my finances and any deals that would be better for me Reviewed on: 4th June 2026

Great and reliable service

5
TotallyMoney is very easy to use and provides clear and accurate credit report information. I found it helpful for tracking my credit score and understanding the factors affecting it. The app is simple to navigate, updates regularly, and offers useful tips to improve credit health. Overall, a great service that I would highly recommend. Reviewed on: 4th June 2026

It is easy to use and give me a rational result in e...

5
It is easy to use and give me a rational result in every loan search i made Reviewed on: 4th June 2026

Great company to deal with.

5
Great company to deal with. Really helped me find fantastic offers. Reviewed on: 4th June 2026

This service is great at no cost to me.

5
This service is great and at no cost to me. They keep me updated on any changes, new offers and any issues I need to deal with. Reviewed on: 4th June 2026

Great all round site to use, easy and helpful

5
Great all round site to use, easy and helpful Reviewed on: 4th June 2026

Very easy and straightforward unfortunately you get...

5
Very easy and straightforward unfortunately you get your credit score good and bad in real time Reviewed on: 4th June 2026

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