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TotallyMoney: Credit reports reviews

4.71
Based on 579 reviews, last reviewed 22nd May 2026
50200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

!natalie Backhouse Excellent for finding really good deals!! Money saving !!! Lots of options if you have good credit score !! Reviewed on: 22nd May 2026
Natalie B's avatar
Natalie B

Latest lowest rating:

2

Ok.............. Ok standard experience have used the website before and had the same experience.easy to navigate and quite clear at times. Reviewed on: 19th May 2026
Joe M's avatar
Joe M

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (577)

Very good always happy with your services

5
Very good always happy with your services Reviewed on: 17th May 2026

very good i am happy very serios and profecional

5
very good i am happy very serios and profecional Reviewed on: 17th May 2026

I have been with them now for 5 years and its been f...

5
I have been with them now for 5 years and its been fantastic in helping me improve my credit score Reviewed on: 17th May 2026

Very thorough :) excellent advice and recommendation...

5
Very thorough :) excellent advice and recommendations to support making good money choices. Reviewed on: 17th May 2026

Totally money get commission for bombarding there cu...

1
Totally money get commission for bombarding there customers with credit card offers that are false ! They say your pre approved but when you apply your automatically turned down. Which affects your credit score with all the searches. Reviewed on: 17th May 2026
Reply from TotallyMoney Thank you for taking the time to leave a review, although we are sorry to hear about your dissatisfaction with our service. As a broker, our goal is to provide you with products that you're most likely to be accepted for, based on the information we receive from the lender and the data we hold. It's important to note that even with pre-approval, the final decision lies with the lender, who conducts their own checks and assessments using their own criteria. To gain more insight into why your application wasn't accepted, I suggest contacting the lender directly to see if they can provide you with any further insight. Once again, we apologise for any inconvenience that this may have caused. All the best. The TotallyMoney Customer Ops Team Response date: 21st May 2026
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TotallyMoney

You always update me with my credit score n what I n...

5
You always update me with my credit score n what I need to do to improve it Reviewed on: 17th May 2026

Useful tool but could be improved to show all accounts

4
Would be helpful to be able to see all open accounts so as to ensure entiurely accurate. Reviewed on: 17th May 2026

AS LONG AS THEY DO IT ON THE PHONE I...HELP

5
AS LONG AS THEY DO IT ON THE PHONE I AM OK Reviewed on: 17th May 2026

Favourite app!!!

5
Easy to navigate, efficient app, I love that it’s all in one place and gives you live daily updates on your credit score. I also love that I can connect my bank and it tells me which bills are unpaid! Overall one of my most used apps - much better than clear score/ Experian. Reviewed on: 17th May 2026

Always liked my experience with them.

4
Always liked my experience with them. No issues. Reviewed on: 17th May 2026

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