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TotallyMoney: Credit reports reviews

Name: Credit reports
Rating: 4.73 (1244 reviews)

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4.73

Based on 1,244 reviews, last reviewed 10th Jul 2026

109100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

88%

10%

Latest highest rating:

5

Very easy to use the app & check your up to date cre... Very easy to use the app & check your up to date credit score also useful tips on spending and improving your score. With all your up to date history ... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026

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About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1244)

I have used this app for years and it’ always been...

I have used this app for years and it’s always been very accurate and up to date. Reviewed on: 4th June 2026

Excellent

I’ve tried a few credit score apps over the years, but TotallyMoney is the one I’ve stuck with because it’s simple, reliable, and genuinely useful. The platform makes it easy to understand my credit report without overwhelming me with technical jargon, and I appreciate how clearly everything is explained. What stands out most is how empowering the service feels. Instead of just showing a number, TotallyMoney helps me understand the factors affecting my credit profile and gives practical insights that have helped me make better financial decisions. Being able to check my progress regularly has given me much more confidence in managing my finances. The app is intuitive, fast, and easy to navigate, and I like having all the key information in one place. The eligibility tools are also helpful because they allow me to explore financial products with greater confidence and without unnecessary guesswork. Overall, TotallyMoney has become an important part of how I monitor my financial health. It’s free, easy to use, and provides real value. I’d highly recommend it to anyone who wants to stay informed about their credit report and take greater control of their financial future. Reviewed on: 4th June 2026

I like the full report totallymoney gives for credit...

I like the full report totallymoney gives for credit score and other options for loan and credit card offers. Reviewed on: 4th June 2026

Keeps me updated on things like my credit report

Keeps me updated on things like my credit report Reviewed on: 4th June 2026

Easy to use service detailed but also easy to unders...

Easy to use service detailed but also easy to understand Reviewed on: 4th June 2026

Its been helpful to know about my credit best offers

Its been helpful to know about my credit best offers Reviewed on: 4th June 2026

The best option for quick funds.

The best option for quick funds. Always coming through for me Reviewed on: 4th June 2026

Great option with different results

Great option with different results Reviewed on: 4th June 2026

Really helpful would recommend to everyone

I have found totally money to be extremely helpful in helping me manage my current finances and debts Reviewed on: 4th June 2026

Excellent Credit Report Service Fast, Clear & Helpful

I’ve had a very positive experience using TotallyMoney. The credit report is easy to understand, updates regularly, and helps me keep track of my credit score and financial progress. The information is presented clearly, making it simple to spot any changes and understand what affects my score. I also appreciate the useful tips and recommendations for improving credit health. Overall, a reliable and user-friendly service that I would happily recommend to anyone wanting better control of their finances. Reviewed on: 4th June 2026

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