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TotallyMoney: Credit reports reviews

Name: Credit reports
Rating: 4.73 (1273 reviews)

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4.73

Based on 1,273 reviews, last reviewed 31st Aug 2026

13% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

10%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026

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About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Easy application, easy to understand

Easy application, easy to understand Reviewed on: 4th June 2026

Sometimes offers disappear.

Sometimes offers disappear. Generally useful even for window shopping. Reviewed on: 4th June 2026

Great app easy to use customer service next to none...

Great app easy to use customer service next to none Reviewed on: 4th June 2026

it’s easy to...

I check my score everyday and like how it’s easy to use Reviewed on: 4th June 2026

Loan eligiblity

Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026

Reply from TotallyMoney Thanks for your review, although we are sorry to hear about your dissatisfaction. These emails give an indication of what offers you could be eligible for. Once you click through from these emails, we are able to refresh your offers and show you a more personalised view based on the eligibility data we have from lenders. We understand it can be frustrating if you aren't eligible for the offer we have sent. We are continuously working to improve our emails and appreciate you sharing feedback on your experience. The TotallyMoney Customer Ops Team Response date: 24th June 2026

Good app, clear and easy to use, been using it for a...

Good app, clear and easy to use, been using it for about 10 years. Recommended it to my wife and she uses it aswell, id recommend this to anyone who is looking to keep tracks on their credit rating and improve. Reviewed on: 4th June 2026

The offering loan has Too much interest on loan offers

Your review is too short - you must write more before continuing Reviewed on: 4th June 2026

Very good & excellent keeping track of everything wi...

Very good & excellent keeping track of everything without any hassle Reviewed on: 4th June 2026

from day one they have helped me.

from day one they have helped me. helped me with my credit and it’s changed my life. taught me how to be better. Reviewed on: 4th June 2026

Great experience has really helped me keep track of...

Great experience has really helped me keep track of credit score and finances Reviewed on: 4th June 2026

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