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TotallyMoney: Credit reports reviews

4.73
Based on 1,244 reviews, last reviewed 10th Jul 2026
109100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use the app & check your up to date cre... Very easy to use the app & check your up to date credit score also useful tips on spending and improving your score. With all your up to date history ... Read more Reviewed on: 10th July 2026
Hannah C's avatar
Hannah C

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1244)

Fantastic service, very informative and I know what...

5
Fantastic service, very informative and I know what I need to do to better my credit score. Lots of offers and opportunities for borrowing, very straightforward to use and understand. Each option has detailed information and instructions. Reviewed on: 4th June 2026

Don’t give you a chance with credit or loan when you...

3
Don’t give you a chance with credit or loan when your credit score isn’t good and I think it’s wrong. Everyone should have a chance Reviewed on: 4th June 2026

Excellent service at all times, easy to use app.

5
Excellent service at all times, easy to use app. Very clear information provided from application to account updates. Reviewed on: 4th June 2026

Always solved money problems and easy to use

5
Always solved money problems and easy to use Reviewed on: 4th June 2026

Excellant

5
This is the best credit site there is about absolutely top noch Reviewed on: 4th June 2026

Helpful and easy to use

5
TotallyMoney is clear, simple and useful for keeping an eye on my credit score and financial options. I like that everything is presented in an easy-to-understand way, without making the process feel complicated. A very helpful service if you want to stay more aware of your finances. Reviewed on: 4th June 2026

Been using Totally Money for years and haven’t felt...

5
Been using Totally Money for years and haven’t felt the need to change! Very user friendly and easy to use. The credit score feature is very thorough and easy to read and understand. Reviewed on: 4th June 2026

The best credit reporting

5
Keep me updated and also keep me on track with my credit report Reviewed on: 4th June 2026

Fast and easy to use the App.

4
Fast and easy to use the App. Very detailed report Reviewed on: 4th June 2026

Very easy to use, straight forward and if stuck alwa...

5
Very easy to use, straight forward and if stuck always help or explanations available Reviewed on: 4th June 2026

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