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TotallyMoney: Credit reports reviews

4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

Review TotallyMoney: Credit reports now

Help others make smarter decisions by sharing your own experience. Write a review

TotallyMoney Credit reports reviews (1273)

I think the only significant improvement could be mo...

4
I think the only significant improvement could be more granularity of personal credit rating and what goes into it. Reviewed on: 4th June 2026

Great app you can always check your credit file to m...

5
Great app you can always check your credit file to make sure there's no fraud. Reviewed on: 4th June 2026

I love the app.

5
I love the app. Very easy to use with great offers. Reviewed on: 4th June 2026

Great service every time never had an issue

5
Great service every time never had an issue Reviewed on: 4th June 2026

Totallymoney have been really good helping me build...

4
Totallymoney have been really good helping me build my credit score and giving me great offers on credit card and loans I would definitely recommend them to other people Reviewed on: 4th June 2026

Very good, no problems at all, this is a great websi...

5
Very good, no problems at all, this is a great website, I highly recommend them. Reviewed on: 4th June 2026

Helped me grow my credit score and stay on track

5
Since using Totally Money I have increased my score considerably. The app and updates have enabled me to take control of my finances and be accountable for my credit score. I now have savings, a job promotion and I'm the process of buying a new house. I’m not saying the app has made this happen entirely but it has certainly made me more confident around money. It’s free and easy to use, I would recommend everyone use it. Reviewed on: 4th June 2026

This web is best to check my credit score and which...

5
This web is best to check my credit score and which credit card is best for me Reviewed on: 4th June 2026

Monthly updates on everything you need

5
Monthly updates on everything you need Reviewed on: 4th June 2026

I’m very happy with totally money

5
I’m very happy with totally money Reviewed on: 4th June 2026

Review TotallyMoney: Credit reports now

Help others make smarter decisions by sharing your own experience. Write a review