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TotallyMoney: Credit reports reviews

4.73
Based on 1,128 reviews, last reviewed 16th Jun 2026
98900% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Totally Excellent Great service. Up to date credit s ire and lots of help to improve your score Reviewed on: 16th June 2026
RM's avatar
RM

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1128)

Helpful and easy to use never had any issues

5
Helpful and easy to use never had any issues Reviewed on: 19th May 2026

keep you informed regularly on how you are performin...

5
keep you informed regularly on how you are performing with your money issues Reviewed on: 19th May 2026

I’ve had good experience with them, but I’ve never r...

5
I’ve had good experience with them, but I’ve never really been offered anything when I’ve applied for a credit card or a loan I’ve had more luck doing it directly myself Reviewed on: 19th May 2026

Helped me with my credit score and acquiring credit...

5
Helped me with my credit score and acquiring credit cards Reviewed on: 19th May 2026

Haven’t had to use customer service so cannot comment

5
Haven’t had to use customer service so cannot comment Reviewed on: 19th May 2026

Very easy to use, accurate and covers everything is...

5
Very easy to use, accurate and covers everything is want to see on my credit report. Reviewed on: 19th May 2026

it s been a very good alternative to other users on...

4
it s been a very good alternative to other users on monitoring my credit and flag any descrepancies on my credit Reviewed on: 19th May 2026

Reports and score

4
All ok spot on with reports and score checks Reviewed on: 19th May 2026

Great app and service

5
Find the app very easy to use and he gives me a ggod insight in to my financea Reviewed on: 19th May 2026

Regular credit score update

5
It’s good to understand how my credit score changes over time. Reviewed on: 19th May 2026

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