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TotallyMoney: Credit reports reviews

4.73
Based on 1,273 reviews, last reviewed 31st Aug 2026
13% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026
Naheem H's avatar
Naheem H

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026
Adrian m's avatar
Adrian m

About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

Very well informed of what my score is and what I ca...

5
Very well informed of what my score is and what I can apply for Reviewed on: 21st May 2026

Been using this app for 3 years and I must say it is...

5
Been using this app for 3 years and I must say it is Easy to use and gets to the point on what you need to do to improve your credit score. If your serious about improving your credit score with no faf or monthly subscription this is it! Reviewed on: 21st May 2026

Improve credit options

5
always checking to see what I can do to improve Reviewed on: 21st May 2026

Good app easy to navigate,good credit limits,no prob...

5
Good app easy to navigate,good credit limits,no problems to report. Reviewed on: 20th May 2026

Had good experience always got great deal

5
Had good experience always got great deal Reviewed on: 20th May 2026

Easy to use always provides me with excellent advice

5
Easy to use always provides me with excellent advice Reviewed on: 20th May 2026

Very good and very easy to use and see credit score...

5
Very good and very easy to use and see credit score Reviewed on: 20th May 2026

Very good app, use it to build your credit score.

5
Very good app, use it to build your credit score. Reviewed on: 20th May 2026

A very positive experience that has benefited my fi...

4
A very positive experience that has benefited my financial situation considerably Reviewed on: 20th May 2026

I have always been offered great a flexible loans at...

5
I have always been offered great a flexible loans at points when me and family have really needed the help and been on our knees financially. Thank you to all of you :-) Reviewed on: 20th May 2026

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