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TotallyMoney: Credit reports reviews

Name: Credit reports
Rating: 4.73 (1273 reviews)

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4.73

Based on 1,273 reviews, last reviewed 31st Aug 2026

13% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

10%

Latest highest rating:

5

Changed to totally money it’s free and gives more in... Changed to totally money it’s free and gives more information than other apps Reviewed on: 31st August 2026

Latest lowest rating:

1

Loan eligiblity Everyday I get email saying I eligible for a loan or card, but I have never been approved for anything on your app Reviewed on: 4th June 2026

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About this product

TotallyMoney offers a free credit report with a live credit score, helping you understand what lenders see.

Powered by TransUnion data, the app breaks down the factors affecting your score and gives you a personalised plan to start improving it. TotallyMoney helps you fix errors, build your score, and apply for credit.

TotallyMoney credit report reviews help you find out what it's really like to be a customer. If you've used TotallyMoney before, you can leave a review and share your experience.

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TotallyMoney Credit reports reviews (1273)

I think it would be better if updated weekly instead...

I think it would be better if updated weekly instead of monthly Reviewed on: 19th May 2026

Regular updates

My credit report is updated regularly and avilable offers are always updated on the app too. It also gives advice on how to improve your score and what is impacting your score etc. Reviewed on: 19th May 2026

Really excellent service and easy to use.

Really excellent service and easy to use. I haven’t tried the paid service, but the free tools are clear, user-friendly and helpful. The information feels accurate and easy to understand, and it’s a useful way to keep an eye on your credit score and finances. Reviewed on: 19th May 2026

I use totally money to regularly check my credit rep...

I use totally money to regularly check my credit report and for good offers on financial services Reviewed on: 19th May 2026

Totally Money has helped me to monitor and improve m...

Totally Money has helped me to monitor and improve my credit score allowing me to get finance when needed. Reviewed on: 19th May 2026

My experience was great.

My experience was great. I received my credit through TM from the very first day I applied. Reviewed on: 19th May 2026

Totally Money gives clear insights into credit score...

Totally Money gives clear insights into credit scores and financial information, and makes it straightforward to track changes over time. I like the simple layout and the ability to monitor eligibility for different financial products without impacting my credit score. Would recommend to anyone looking to improve their financial health. Reviewed on: 19th May 2026

Very helpful and always keeps you upto date with eve...

Very helpful and always keeps you upto date with everything Reviewed on: 19th May 2026

Good to get regular updates

Good to get regular updates & see where you need to take action Reviewed on: 19th May 2026

Love the app

Love the app being able to check on my credit score at anytime Reviewed on: 19th May 2026

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