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Trading 212: Cash ISA reviews

Name: Cash ISA
Rating: 4.92 (4640 reviews)

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4.92

Based on 4,640 reviews, last reviewed 27th Apr 2026

829% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

really good daily interest rate on the cash ISA really good daily interest rate on the cash ISA Reviewed on: 27th April 2026

Latest lowest rating:

1

Turn off notifications Spam, request for positive reviews, offer possibility of cash prize Reviewed on: 17th April 2026

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About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

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Trading 212 Cash ISA reviews (4640)

Good Experience, no problems.

Good Experience, no problems. I like having my money in one place Reviewed on: 9th April 2026

Straight forward app easy to use.

Straight forward app easy to use. You know exactly what is happening with your money, and seeing the daily interest is great Reviewed on: 9th April 2026

Great flexible cash ISA

Great flexible cash ISA with cracking initial interest rate. I moved to a different provider after initial rate ended but transferred back to Trading 212 as the flexibility of the ISA and the customer service make the slightly lower rate worth it Reviewed on: 9th April 2026

Easy to set up and no hassle withdrawals

Easy to set up and no hassle withdrawals Reviewed on: 9th April 2026

Started my journey with trading 212 just over 2 year...

Started my journey with trading 212 just over 2 years ago. Went through a breakup and I was looking for a way to invest the extra funds I had from not having to look after a man child. Trading 212 made it incredibly easy to invest and also have a tool that allowed me to practice what I was doing before I put real money in. I played with it a bit and then started investing. I played around with buying individual shares and selling them when they went higher. I was only doing this with £5 at a time at the time and was incredibly impatient at first spending time on there just watching my money go up by 30p or so before cashing out and buying something else. Over time I learnt more through the tools in the app like the comments from other users and I discovered the S&P 500 and the stocks and shares ISA. I don’t make enough for it to make a difference right now but I realised that my money was better off in the Stocks and Shares ISA so my returns were tax free. So now I put into the stocks and shares ISA every time S&P 500 dip low. This money is taken from the Cash ISA I also have with them that they brought out not long after I stared with my S&S isa. I had a cash isa already with Santander but the money was locked away for 2 years and I didn’t like that. I waited till the new financial year to start my cash isa with trading 212 and once the money that was locked away was released I also put that into my trading 212 account. I much prefer that I have access to the money incase of any emergency’s and I also like the daily notification telling me how much I’d earned that day. Seeing my money go up everyday gives me an incentive to want to put more in and not take it out to spend on things I don’t need. I feel like I’m in control of my money and investments. It’s been an empowering journey. Reviewed on: 9th April 2026

Very simple to use.

Very simple to use. Has good introductory rates, but watch out for them dropping! The cash ISA makes it easy to transition to a S&S ISA, if that's your plan, but beware if you intend to keep cash long term you may have to shop around. Reviewed on: 9th April 2026

Good but interest rate needs reviewing

Cash ISA is good but the interest rate is lower than a stock & shares ISA, so seems counter productive to invest in a Cash ISA, might as well just hold cash in the S&S ISA. Reviewed on: 9th April 2026

Great interest rate.

Great interest rate. Fast and easy deposit and withdrawal system. Great and stress free ISA transfer. Communication from them is great, they let you know when things change or they're doing updates to their policy. Reviewed on: 9th April 2026

Easy to set up and use.

Easy to set up and use. Good rates Reviewed on: 9th April 2026

Great customer service from start to finish, and the...

Great customer service from start to finish, and they were able to honour a new customer offer when they didn't need to! Very impressed! Reviewed on: 9th April 2026

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