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Trading 212: Cash ISA reviews

4.92
Based on 4,639 reviews, last reviewed 22nd Apr 2026
863% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

The Cash ISA offered by Trading 212 is a flexible, a... The Cash ISA offered by Trading 212 is a flexible, app-based savings account that allows tax-free interest on savings up to the £20,000 annual ISA all... Read more Reviewed on: 22nd April 2026
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rebecca b

Latest lowest rating:

1

Turn off notifications Spam, request for positive reviews, offer possibility of cash prize Reviewed on: 17th April 2026
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Sb

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

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Trading 212 Cash ISA reviews (4639)

A very good rate with the bonus

4
A very good rate with the bonus, however the account took quite a while to set up and I was told initially that I had missed the dead line for the bonus. I spoke to customer services and they agreed to give me the bonus. Reviewed on: 10th February 2026
Reply from Trading 212 Thank you for leaving us a review, Anthony. We understand how frustrating it can be to encounter challenges, and we’re sorry that the verification process caused inconvenience. While we’re pleased to hear that you were able to complete it and benefit from the Cash ISA promotional rate, we’d really appreciate the opportunity to learn more about your experience and how we can improve. If you’re open to it, please update your review with your case reference number so we can take a closer look and identify areas where we can do better. Response date: 20th February 2026
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Trading 212

So easy everything is simple how to deposit withdraw...

5
So easy everything is simple how to deposit withdraw fees and how to invest Reviewed on: 10th February 2026

excellent Cash ISA which really suits my needs for a...

5
excellent Cash ISA which really suits my needs for access to my money and the good rate of interest . Reviewed on: 10th February 2026

App easy to use, interest rate is good in the presen...

5
App easy to use, interest rate is good in the present climate. Transfers into 212 are guick Reviewed on: 10th February 2026

The account was easy to open.

5
The account was easy to open. It is at a competitive rate and adding and withdrawing very simple Reviewed on: 10th February 2026

Great communication throughout.

5
Contacted 212 regarding a small issue, was all sorted within minutes. Very satisfied with the communication. Reviewed on: 10th February 2026

interest rate is good, App is a little difficult to...

4
interest rate is good, App is a little difficult to use and not very user friendly. Often I cant find what I am looking for and have to do a deep search. I have had no problems transferring my money out but funding my account I find complicated and tedious, having to be handed back to the bank and so on. I have various othe investment and banking apps which do require this 'faff'. Reviewed on: 10th February 2026
Reply from Trading 212 Thank you for leaving us a review, Derek. We’re sorry to hear that you’ve found the app difficult to use and not as user-friendly as expected - that’s certainly not the experience we aim to provide. We’d really appreciate it if you could share more about your experience and let us know how we can improve. Response date: 20th February 2026
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Trading 212

I Highly recommend find the app so easy to use.

5
I find the app so easy to use. I love the fact that you can see exactly how much money you earn each day and informed regularly concerning the interest earned. Reviewed on: 10th February 2026

Brilliant app, brilliant rates, amazing and easy to...

5
Brilliant app, brilliant rates, amazing and easy to deal with, awesome platform to use. Reviewed on: 10th February 2026

Go for it you wont be sorry.

5
Easy to set up and use, very good visual feedback and fairly good rates.Easy access to my account. Reviewed on: 10th February 2026

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