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Trading 212: Cash ISA reviews

Name: Cash ISA
Rating: 4.74 (4649 reviews)

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4.74

Based on 4,649 reviews, last reviewed 11th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Come for the ISA, Stay for the Trade! I found out about Trading 212 through MSE, as I was specifically looking for an ISA with a high return. I used the Trading 212 app and discovered it's... Read more Reviewed on: 11th September 2026

Latest lowest rating:

1

Turn off notifications Spam, request for positive reviews, offer possibility of cash prize Reviewed on: 17th April 2026

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About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

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Trading 212 Cash ISA reviews (4649)

Great App, very easy to use & navigate

Great App, very easy to use & navigate Reviewed on: 19th January 2026

Better than the rest

Best app compared to other similar companies I have tried and then aborted. Easy to use and understand, making me more aware of the importance of building and growing savings. Wish I had started years ago Reviewed on: 19th January 2026

Easy to access your money.

Easy to access your money. Good rate of interest. Simple to navigate the app. Easy online transactions. Reviewed on: 19th January 2026

Trading 212

It’s easy to use good security I have USA and radio to join and use app Reviewed on: 19th January 2026

Great online bank with excellent app

The app is well designed, clear and easy to use. Reviewed on: 19th January 2026

The rate of interest on my cash isa was great.

The rate of interest on my cash isa was great. Reviewed on: 19th January 2026

Reply from Trading 212 Thank you for leaving us a review, David. Our Cash ISA interest rate directly follows the Bank of England’s base rate. The rate is set at the Bank of England’s (BoE) base rate minus 0.15% (variable tracker rate). Any changes to the base rate will be reflected in your rate accordingly. Since the recent changes, the BoE base rate is now 3.75%, which is why our Cash ISA interest rate is 3.60% AER. Nonetheless, we appreciate your feedback and will keep it in mind as we continue to look for ways to improve our services. If there’s anything else we can do to make your experience better, please let us know. Response date: 10th February 2026

Great technicals

Good app, regular updates and regular comms Reviewed on: 19th January 2026

Excellent service friendly staff the online app is v...

Excellent service friendly staff the online app is very easy to use Reviewed on: 19th January 2026

Easy to use and very transparent.

Easy to use and very transparent. Reviewed on: 19th January 2026

I’m very happy with great investment my investment

I’m very happy with my investment Reviewed on: 19th January 2026

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