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Trading 212: Cash ISA reviews

4.94
Based on 1,111 reviews, last reviewed 5th Sep 2025
90% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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4%
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2 star
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0%

Latest highest rating:

4

Good and clear communication which makes it easy to... Good and clear communication which makes it easy to see the growth of my money Reviewed on: 5th September 2025
Mark's avatar
Mark

Latest lowest rating:

1

No Support From Day One ! As advertised on MSE and Smart Money People I tried to open a Cash ISA with Trading 212 but ran into problems with my Transfer of funds. The support o... Read more Reviewed on: 23rd April 2025
PAUL BROOKMAN's avatar
PAUL BROOKMAN

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

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Trading 212 Cash ISA reviews (1111)

Trading 212 is user-friendly

5
Trading 212 is user-friendly, great for beginners, with zero-commission trades and clean UI. Very easy to put money into and trade using their platform Reviewed on: 16th April 2025

competitive interest and market leading flexibility

5
Market competitive interest rate with market leading flexibility. Instant access to my saving when I need and I don't lose my ISA allowance if I withdraw and then put back in the the same amount, absolutely ideal Reviewed on: 16th April 2025

I wish I started with T212 much earlier.

5
I wish I started with T212 much earlier. Thanks for a good experience so far. Reviewed on: 15th April 2025

Positive experience

5
I't has been very positive so far - great customer service with very responsive staff whenever I've posed a question in the past. The interest rates are great and the app interface has been easy to navigate. Reviewed on: 15th April 2025

Really great at communicating.

4
Really great at communicating. Excellent value. Reviewed on: 15th April 2025
Reply from Trading 212 Thank you for the positive feedback! If there’s anything we can improve to earn that 5-star rating from you, let us know by updating your review. Response date: 16th April 2025
Trading 212's avatar
Trading 212

T212 Cash ISA

5
Setting up was really easy. The interest rate offered is one of the best available if not the best. Furthermore there are no penalties for unlimited withdrawals and the isa is flexible so withdrawals can be pid back. i wish I could get this from traditional banks and would accept lower rates to see a human being in my highstreet branch. Sadly the branches are closed and my usual bank is online only for me too. The T212 app is infinitely slicker than theirs and has far better interest rates in all accounts. There is no competition Reviewed on: 15th April 2025

The app is great and it’s only getting better, I wou...

5
The app is great and it’s only getting better, I would 100% recommend trading 212 as a trading platform, they also don’t have ridiculous fees Reviewed on: 15th April 2025

Easy platform and good interest rates

5
Easy platform and good interest rates Reviewed on: 15th April 2025

Good competitive rates. Easy to use

5
Good competitive rates. Easy to invest. easy to understand website/app. one slight drawback no contact phone number made easily available. This would have 2 benefits gives people reassurance and confidence if had a problem they felt could not be answered by email /text, Reviewed on: 15th April 2025

Easy to use app with great features

5
Easy to use app with great features that help give a good perspective on the shares Reviewed on: 15th April 2025

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