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Trading 212: Cash ISA reviews

4.94
Based on 1,111 reviews, last reviewed 5th Sep 2025
90% decrease in 5 star reviews
in the past 90 days
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Latest highest rating:

4

Good and clear communication which makes it easy to... Good and clear communication which makes it easy to see the growth of my money Reviewed on: 5th September 2025
Mark's avatar
Mark

Latest lowest rating:

1

No Support From Day One ! As advertised on MSE and Smart Money People I tried to open a Cash ISA with Trading 212 but ran into problems with my Transfer of funds. The support o... Read more Reviewed on: 23rd April 2025
PAUL BROOKMAN's avatar
PAUL BROOKMAN

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

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Trading 212 Cash ISA reviews (1111)

Smooth experience

5
I find their communication timely, personal and with the right amount of information. The app is easy to use, fairly intuitive, and I've never experienced any technical issues. Reviewed on: 15th April 2025

Would recommend

5
Easy to use, great customer service and fair charges. Reviewed on: 15th April 2025

Much better than high street banks

4
Much better than high street banks Reviewed on: 15th April 2025
Reply from Trading 212 We're pleased to see you're satisfied with the app! Please let us know by updating your review if we can do anything to improve your experience and earn the maximum star rating. Response date: 16th April 2025
Trading 212's avatar
Trading 212

A flexible ISA with high interest rate compared to m...

5
A flexible ISA with high interest rate compared to most providers, access to the cash is a few days which is on par with premium bonds. The access to cash could be quicker but is clear of this limitation which is offset with the flexible amounts with no penalties vs other higher interest cash options. Reviewed on: 15th April 2025

Great so far

4
Haven’t use all the services but whatever I used are great. Reviewed on: 15th April 2025
Reply from Trading 212 We're thrilled to hear about your experience so far! If you have any suggestions for improvement, please don't hesitate to share them by updating your review. Response date: 16th April 2025
Trading 212's avatar
Trading 212

Would recommend

5
Was very easy to open account, get a good interest rate and love that it’s flexible. Reviewed on: 15th April 2025

So far so good.

5
So far so good. I have been using the ISA function for a while, and it has great interest rate Reviewed on: 15th April 2025

Really easy to use and navigate the platform

5
Really easy to use and navigate the platform Reviewed on: 15th April 2025

Best social banking platform of our time.

5
T212 are way more active than traditional high street banks. They respond to enquires not immediately, but every issue raised is attended to. Each customer is treated with dignity. Trades are executed instantly. Interest rates are better than traditional banks. Dividends are paid into account. T212 is the best social banking of our time. Reviewed on: 15th April 2025

So easy to use!

5
So easy to use! Also has a great rate of interest Reviewed on: 15th April 2025

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