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Travel Insurance 4 Medical: Travel insurance reviews

4.84
Based on 4,733 reviews, last reviewed 25th Nov 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
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12%
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1%
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Latest highest rating:

5

Has been excellent for covering my long trip at a ve... Has been excellent for covering my long trip at a very reasonable price Reviewed on: 25th November 2025
N M's avatar
N M

Latest lowest rating:

1

I've madea claim and had a good response from the team. I've madea claim and had a good response from the team.The customer team are reassuring and kind. Getting the insurance initially was without hassles. Reviewed on: 9th October 2024
S I's avatar
S I

About this product

Travel Insurance 4 Medical specialise in cover for people with medical conditions.

The team aim to make things easier by providing a quote process that can be completed over the phone or online and in less than ten minutes. Customers have 24/7 access to an emergency helpline.

Travel Insurance 4 Medical reviews help you find out what it’s really like to be a customer. If you’ve used Travel Insurance 4 Medical before, you can also leave a review and share your experience.

Travel Insurance 4 Medical Travel insurance reviews (4733)

Review of the Travel Insurance 4 Medical, Travel insurance:

2 Claims Backpacking Asia

5
Nasty cirucmstances dealt with fantastically. I had to make claims when I had Dengue hemhoragic fever and severe food poisoning. The call centre was always quick and effective at raising a case for me and I never had a problem with cover or had to pay the hospitals directly. I even had one incident where the hospital were refusing to treat me without me providing payment before treatment. A TI4M adviser literally read my rights to the hospital explaining their duty of care to me. The staff were trying to extort me, saying they needed assurance that someone would pay if the insurance failed to. The adviser explained they would pay but they would not sign a blank cheque as requested by the hospital. They eventually agreed to treat me and I made a full recovery. Not a nice experience but it could have been much worse without the support of TI4M. I'm very grateful to them. The only way their service could be better is if they had a WhatsApp or other internet based contact number - when you are in the middle of nowhere they almost always have somewhere with WiFi, but not always service for calls. It's also rare to be able to make local or foreign calls when you have a tourist SIM. Luckily I had my home SIM in my phone as well, but this was very costly to make multiple calls - worth the cost of course, but it would have been better and easier with an internet call service. Reviewed on: 10th October 2024

Had to terminate holiday after 1 day.

5
Had to terminate holiday after 1 day. I was taken through the claim process from start to finish. Made everything very easy Reviewed on: 22nd September 2025

Great for a Short Break

5
We needed travel insurance for a short break in the UK. My wife and I have medical conditions and there is always a risk we would be need to cancel the holiday. The company provided a good policy that met our needs at a good price. Reviewed on: 22nd September 2025

I have not needed to claim but found this company he...

5
I have not needed to claim but found this company helpful in accommodating my existing conditions and very old age, and reasonable in price. Reviewed on: 22nd September 2025

All questions were answered very quickly, and nothin...

5
All questions were answered very quickly, and nothing was too much trouble if that's a query. Reviewed on: 22nd September 2025

Limited contact as not had to make a claim but good...

5
Limited contact as not had to make a claim but good to know they are at the end of a phone. Reviewed on: 22nd September 2025

Easy to communicate with--

5
Easy to communicate with, no long holds waiting to speak to a real person. Reviewed on: 22nd September 2025

Excellent value for cover.

5
Excellent value for cover. Easy to arrange. Reviewed on: 22nd September 2025

Great cover insurance for medical problems

5
I’ve had insurance cover with travel insurance 4 medical for a few years now, they cover many health problems , of which I have a few!!! I’ve had efficient service. Reviewed on: 22nd September 2025

Never had any problems even with medical issues

5
Never had any problems even with medical issues Reviewed on: 22nd September 2025

Easy to find right policy.

5
Easy to find right policy. Easy contact. Reviewed on: 22nd September 2025