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Travel Insurance 4 Medical: Travel insurance reviews

4.83
Based on 4,423 reviews, last reviewed 26th Aug 2025
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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12%
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1%
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Latest highest rating:

5

Outstanding! I find it difficult to find affordable insurance with my medical conditions, but Travel Insurance 4 Medical provided me with a very reasonable price w... Read more Reviewed on: 26th August 2025
Nathan's avatar
Nathan

Latest lowest rating:

1

I've madea claim and had a good response from the team. I've madea claim and had a good response from the team.The customer team are reassuring and kind. Getting the insurance initially was without hassles. Reviewed on: 9th October 2024
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S I

About this product

Travel Insurance 4 Medical specialise in cover for people with medical conditions.

The team aim to make things easier by providing a quote process that can be completed over the phone or online and in less than ten minutes. Customers have 24/7 access to an emergency helpline.

Travel Insurance 4 Medical reviews help you find out what it’s really like to be a customer. If you’ve used Travel Insurance 4 Medical before, you can also leave a review and share your experience.

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Travel Insurance 4 Medical Travel insurance reviews (4423)

Simply the best

5
Hasle free claims and very competetive pricing Reviewed on: 20th July 2019

All my medical problems covered at reasonable cost

5
I have many medical problems which were covered by 4 Medical and even before I set off on my travels and my health situation changed my cover was updated to cover the new problem at very little additional cost. Reviewed on: 20th July 2019

Great easy buy!

4
Easy to buy and understand what you're getting for your money, never had to use it but hope would be a good service. Paperwork simple as well. Reviewed on: 20th July 2019

good cover at a reasonable price

4
able to accommodate my particular needs at a reasonable price Reviewed on: 20th July 2019

Exceptional Customer Service

5
Of all the companies I spoke to this was the best. They were so helpful knowledgeable and gave really good advice that I hadn’t even considered. They showed real compassion and empathy. I will and continue recommend them. I did a couple of days ago to a gentleman on Facebook who was in despair with the insurance quotes he had got. Reviewed on: 20th July 2019

Best priced insurance around

5
After searching for weeks This was the best priced insurance I found. It covered all of my medical problems without loads of unnecessary questions. Reviewed on: 23rd September 2018

Extremely helpful company in every way, and easy to apply for Travel Insurance

5
I pointed out an error on my certificate and it was dealt with immediately. Reviewed on: 22nd September 2018

Simple, straightforward, no jargon

5
Very easy to navigate website to find travel Insurance product suited to our medical needs after searching numerous sites. Will definitely purchase further Insurance from Travel Insurance 4Medical. Reviewed on: 14th September 2018

Best Travel Insurance on the market for pre-existing medical conditions.

5
As a retiree with pre-existing medical conditions travel insurance got more expensive every year that is until I came across Travel Insurance 4 Medical. Great value and significantly cheaper than quotes I got from several comparison sites. Reviewed on: 13th September 2018

Will help be there when it is wanted!

3
Took out travel policy with Travel Insurance 4 Medical for our 20 days Mediterranean Cruise, 13/8 t0 01/9/2018 booking direct with company. On `28 August whilst visiting Gibraltar, our last port of call before returning to Southampton, my wife fell and broke her left hip. We were put off the ship, and my wife was transferred into Gibraltar Hospital where she was operated upon and given a complete hip replacement the next day 29th. Meanwhile, I was left in the hospital, my wife being my carer as I have dementia, becoming agitated and disorientated until the hospital and the P.O. Company Agent arranged for me to be accompanied to a hotel with a Medoc Nurse for the night. The hospital meanwhile had telephoned my daughter in Bristol and suggested that she should fly out to Gibraltar to look after me, she arrived the next day. We were told that the ship, insurance company and the port agent and the hospital would be liaising with each other and all would be taken care of. But it does not work like that at all. The cost of the first night at the hotel was borne by the port agent, after that we were on our own. The single most important thing that we learned, was that one must personally contact your claims department of your insurance company yourself and that any claim made must be validated by them before any help is given, this can take many days and become frustrating especially if numerous calls to them result in having to repeat all of the information to different people, so ask for your case workers name too. A lot of information is required by the insurance company before one gets any decision on the claim being made. I.e., Claim Form, Consent form from you to them to allow them to obtain your medical records from whatever hospital you may be in. Consent form from you to the hospital records office allowing them to disclose your medical records to the insurance company, consent form from you to your U.K. GP giving consent for them to release your medical records to them. Be aware that what information your GP passes over may not be what you think that you may suffer from. So it may pay to ask Your GP if in his opinion it is safe for you to travel. When all this medical information is gathered in, it is then passed over to the insurance medical services who the peruse it all. Then the insurance underwriters have to validate it. It is then passed on to the repatriation team who make the arrangements for travel arrangements etc. Travel Insurance 4 Medical , once the claim had been validated, was really on the ball. Hotel expenses paid for and stay extended until a nurse was flown out from UK to escort my wife back, wheelchair support both in Gibraltar and at Heathrow, flights and transport from Heathrow to home.. The service we received from Travel Insurance 4 Medical was, once our claim was validated, first class. I recommend this Insurance Company to all, But do remember to contact them personally as soon as possible if making a claim. If for a cruising holiday ensure that your policy covers this too. Reviewed on: 13th September 2018

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