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United Trust Bank: Cash ISA reviews

View other United Trust Bank products
4.91
Based on 558 reviews, last reviewed 18th Apr 2026
50600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

4

UTB Cash ISA Rate Poor for 2026-20027 My experience for my UTB Cash ISA 2025-2026 was seamless but for this financial year the UTB % rate is poor and I find communicating with UCB quite di... Read more Reviewed on: 18th April 2026
Em's avatar
Em

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.
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About this product

United Trust Bank offer a range of cash ISAs.

Accounts have fixed interest rates from one year to seven years. You can apply for and manage a United Trust cash ISA online.

United Trust Bank cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used United Trust Bank before, you can also leave a review and share your experience.

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United Trust Bank Cash ISA reviews (558)

Good interest rate for funds.

5
Good interest rate for funds. Easy to access accounts using the provided app. Reviewed on: 11th February 2026
Alan c's avatar
Alan c

Brilliant

5
Have a successful account and as a low risk savings platform I recommended United Trust Bank to the Trustees of the Charity I work with. Good interest rates and excellent customer service. Reviewed on: 11th February 2026
Christina Ford's avatar
Christina Ford

No problems ..

5
No problems but have not had the need to contact the bank Reviewed on: 11th February 2026
Janice Harding 's avatar
Janice Harding

Efficient plus value and easy to use

5
Efficient plus value and easy to use Reviewed on: 11th February 2026
John M's avatar
John M

Very straightforward, good communication, easy to ac...

5
Very straightforward, good communication, easy to access Reviewed on: 11th February 2026
Tanya P's avatar
Tanya P

great service and clarity.

5
process very straightforward, and helpful customer service for queries or clarifications. Information provided was clear at each stage. Reviewed on: 11th February 2026
maria p's avatar
maria p

The communications are excellent!

5
The communications are excellent! Answer phone immediately, are courteous and professional. New accounts and transfers are actioned straight away! Reviewed on: 11th February 2026
Lisa T's avatar
Lisa T

So easy to set up my cash ISA and staff very helpful...

5
So easy to set up my cash ISA and staff very helpful when I had a query regarding adding more funds after the first anniversary. Reviewed on: 11th February 2026
Darno's avatar
Darno

3yr ISA taken out in 2023

5
3yr ISA taken out in 2023, excellent initial process, regular but not too much communication, good interest rate, very happy Reviewed on: 11th February 2026
Andy B's avatar
Andy B

Good communications.

4
Good communications. Simple to open new ISA account. Reviewed on: 11th February 2026
Paul's avatar
Paul

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