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United Trust Bank: Cash ISA reviews

View other United Trust Bank products
4.92
Based on 492 reviews, last reviewed 14th Apr 2026
45200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
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2 star
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Latest highest rating:

4

Secure banking A well run bank that makes me feel my money is safe. Reviewed on: 14th April 2026
Kathleen 's avatar
Kathleen

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.
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About this product

United Trust Bank offer a range of cash ISAs.

Accounts have fixed interest rates from one year to seven years. You can apply for and manage a United Trust cash ISA online.

United Trust Bank cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used United Trust Bank before, you can also leave a review and share your experience.

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United Trust Bank Cash ISA reviews (492)

UTBank ISA

5
Simple online process. good intrest rate Reviewed on: 3rd February 2026
Ian E's avatar
Ian E

Customers matter with utb

5
Always been delighted with customer service and clear concise communications. I have always felt I was dealing with a good honest bank who pride themselves on clarity. Reviewed on: 3rd February 2026
Linda Thompson's avatar
Linda Thompson

I have banked with them for years and now so does my...

5
I have banked with them for years and now so does my partner. Interest rates are competitive and importantly they answer the phone really quickly and we get to speak to people in the UK who speak great English and who are able to solve problems. Reviewed on: 1st February 2026
sam o's avatar
sam o

Solid reliable bank.

5
Solid reliable bank with an easy to understand website. Also good rates offered for savings Reviewed on: 31st January 2026
R WILLIAMS's avatar
R WILLIAMS

Very easy to set up.

5
Very easy to set up with the best interest rates. Customer service are excellent. Reviewed on: 31st January 2026
David T's avatar
David T

user friendly website, various choices of saving ac...

5
user friendly website, various choices of saving accounts Reviewed on: 30th January 2026
Chan K's avatar
Chan K

Website is easy to use.

5
Website is easy to use. Products are clearly defined and competitive. Reviewed on: 27th January 2026
David M's avatar
David M

I Have Complete Confidence in United Trust Bank

5
I have been banking with United Trust Bank for over 5 years. Customer service is second to none. Phone calls are answered almost immediately .They will help you with anything you want to sort out in a professional and friendly way. Opening an account online is easy, but if you need a bit of help and advice they are there at the end of the phone. I have complete confidence in them. There interest rates are quite competitive, and communication via post and/or email keeps you informed. Reviewed on: 26th January 2026
Mrs J's avatar
Mrs J

Best cash ISA provider

5
I and my wife both have cash ISA with UTB and we are happy with all the services UTB provided. Good communications and good interest rates. Reviewed on: 25th January 2026
ysong's avatar
ysong

A Bank of Value

5
Very competitive interest rate and excellent, easily accessible customer service. Reviewed on: 23rd January 2026
David F's avatar
David F

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