Paid advertisement
Smart Money People Logo
Newsletter

Updraft: Personal Loan reviews

4.88
Based on 11,077 reviews, last reviewed 16th Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy application process that’s easy to understand Easy application process that’s easy to understand Reviewed on: 16th June 2026
Mark 's avatar
Mark

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11077)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Outstanding

5
The procedure and staff are second to none, straightforward and easy, they helped me out of a tough spot and I’d recommend them to anyone. 11/10 as far as I’m concerned. Reviewed on: 4th March 2022

Straightforward, trustworthy & friendly

5
I was running very low on options to buy myself some wiggle room financially to be able to start paying back some recurring long term debt. The Updraft application was so quick and easy, the communication from the team was friendly and helpful, and most importantly I felt completely un-judged for my financial situation. I couldn’t recommend enough! Reviewed on: 4th March 2022

Amazing app

5
I made an application for a loan and got really low APR compared to other lenders. The application was really easy to do and got approved right away. No delays, no issues. I get to control my loan according to my circumstances. Amazing app, 5 star rating. Thanks a lot. Reviewed on: 4th March 2022

Only ever a click away from help or an eligibility check

5
They provide all the services you need for banking in one place . And very easy to deal with Reviewed on: 4th March 2022

Fabulous service

5
Easy to follow and understand and kept up to date at all stages makes for a great service and I’m one very happy customer. Keep up the great work guys Reviewed on: 4th March 2022

Super easy and fast acceptance with no fuss !

5
Was extremely simple and easy to do , had help throughout and was throughly pleased with end results Reviewed on: 4th March 2022

So quick and easy

4
It was really easy to get a loan with updraft - the process felt really straightforward and also really transparent. I felt like they were a lot clearer than other loan providers about what was happening. Reviewed on: 4th March 2022

Good company

5
Easy to use and friendly staff Reviewed on: 4th March 2022

Excellent business and excellent customer experience

5
Start to finish everything was brilliant brilliant business. Reviewed on: 4th March 2022

Very easy to.do business with

5
Very straight forward great communication and made the whole application easy Reviewed on: 4th March 2022