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Updraft: Personal Loan reviews

4.88
Based on 11,077 reviews, last reviewed 16th Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy application process that’s easy to understand Easy application process that’s easy to understand Reviewed on: 16th June 2026
Mark 's avatar
Mark

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11077)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Loan to help pay things off

5
Needed the loan to help pay off bills that I was struggling to get under control quick easy process and feel like a massive weight has been lifted Reviewed on: 4th March 2022

Great service and reasonable rates

5
I was looking for some refinancing and found updraft, got a loan at a really good rate paid into my bank within 24 hours. Told my partner about it and she got the same. Really clear service, fairly priced and easy to access via the app Reviewed on: 4th March 2022

Really easy to use and friendly

5
Updraft has been a breathe of fresh air - simple to use - quick and everything you need in one place Reviewed on: 4th March 2022

Very Understanding

5
Very simple easy to apply very straightforward Reviewed on: 4th March 2022

Great service

5
Truly the best service, so quick and understanding and helpful Reviewed on: 4th March 2022

Quick and easy

5
Really quick and easy service, fair prices and great support for consolidating debt Reviewed on: 4th March 2022

Really easy process!

5
The whole process was straightforward and easy Reviewed on: 4th March 2022

Great to reduce credit card bills fast

5
They review your situation quite often and if approved you can keep paying off credit card balances which may otherwise take years to clear. Definitely gives you a light at the end of the tunnel. Reviewed on: 4th March 2022

Relaxed and friendly

5
Wow! Excellent customer service, I was talked through the whole process and it was so simple. Kate and Ashley helped with a few niggly bits that I was stressing about. Would highly recommend Reviewed on: 4th March 2022

Life changing

5
One of the most simple and best service I received. This is a life changing opportunity. My debts not only reduced but also interest rate. Now I don’t have to depend on credit cards. I do have some cash which I can use daily. Incredible. Reviewed on: 4th March 2022