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Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11078)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Fast, easy and competitive

5
Superb working with updraft. Quick decisions, affordable rates and help there 24/7 should you need it. 100% would use and recommend. Reviewed on: 3rd March 2022

Fast, and very helpful

5
Everything worked and explained in the app, fast and very helpful when I needed, thank you Reviewed on: 3rd March 2022

Poor. Credit rating.very fair rates

5
Updraft has helped me get rid of extortionate pay day loans in favour of some very reasonable rates and are always quick to respond to all queries Reviewed on: 3rd March 2022

Quick response

5
Updraft have been great with helping me sort my finances out. Reviewed on: 3rd March 2022

Simple and easy

4
Easy personal loan to manage and repay Reviewed on: 3rd March 2022

Great company

5
Great company really fast response time to any queries friendly approachable staff. Reviewed on: 3rd March 2022

Amazing

5
Updraft was so simple to apply for a loan and was paid out quickly too. Love that I can see it on the app and easily make additional payments without incurring additional fees. Have been recommended if to friends and family that need a loan Reviewed on: 3rd March 2022

Brilliant

5
I have used Updraft a few times, and the experience has been very positive. I would strongly recommend. Reviewed on: 3rd March 2022

Updraft are awesome

5
Updraft credit very customer friendly and great options to pay off credit cards with lower interest rate. Reviewed on: 3rd March 2022

Straight Forward Finance

5
Updraft is a fuss free way to consolidate debt, they do exactly what they advertise, which is cut your interest rate, enable you to pay off expensive credit cards and then don’t hit you with fees and penalties if you blast through your payments with increased repayments, saving you even more money. Reviewed on: 3rd March 2022