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Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11078)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Great service

5
Great service really easy to use on the app would definitely recommend to people Reviewed on: 2nd March 2022

Outstanding

5
Fantastic service. Very helpful with issues Reviewed on: 2nd March 2022

Plain English and straight forward

5
The app was easy to use and quick with a decision about exactly the costs involved and expectations. So far so good Reviewed on: 2nd March 2022

Quick and easy to use app is great

5
Same as above easy to use got me out of trouble when I needed help and is great for getting out of debt Reviewed on: 2nd March 2022

Excellent provider

5
My experience with updraft was Amy and very very helpful Reviewed on: 2nd March 2022

Help when needed

5
Simple and easy to you always answers questions when needed . The most helpful flexible loan provider I've come across Reviewed on: 2nd March 2022

A life line to people who need it

5
After feeling like I was never going to get out of debt, updraft loan has allowed me to completely close two credit cards and reduce my monthly payment, I feel like I can see an end now! Really great app and customer service too Reviewed on: 2nd March 2022

Good service

4
Good service and app interface, easy to use Reviewed on: 2nd March 2022

Updraft- what a service!

5
I'd heard about Updraft when reading about them online last summer, & was offered a consolidation loan from my own bank at a ridiculous rate, Updraft credit was easy to apply for within the app, rapid approval & most importantly- great affordable rates! It saves me a great deal of interest in comparison to my credit card borrowings too. Reviewed on: 2nd March 2022

Best app to help you manage and reduce your debts

5
Easy way to reduce or pay off debts. App is super friendly and easy to access. Very responsive. Reviewed on: 2nd March 2022