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Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11078)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Best loan provider

5
Updraft loan has provided loan with less interest rate than most bank providers has provided. This has help me to save money by not going with other loan providers and going with Updraft. Reviewed on: 2nd March 2022

Fast, Easy & definitely affordable

5
Didnt expect to get the credit amount I got with such low APR, in comparison to other companies. I got the money credited in to my account within 2 days from applying. I would definitely use Updraft again for future loans. Highly recommend. Reviewed on: 2nd March 2022

I got loan to consolidate my finances

5
Love it and really sorted my life out Reviewed on: 2nd March 2022

Great Experience

5
I had been looking at getting a loan to consolidate my existing credit cards. I found comparison websites too overwhelming and confusing. I saw an advert for Updraft on Instagram and thought I would have a look. I’m so glad I did! Everything is laid out plain and simple, application process was super easy and the money was in my account within two days! Best thing I’ve ever done! Reviewed on: 2nd March 2022

Absolutely fantastic company

5
Updraft has been a fantastic company and has helped me organise my finances. My stresses are gone! Reviewed on: 2nd March 2022

Great loans and friendly service

5
I was in financial difficulty and accrued a number of high interest loans, updraft was able to offer me better terms for one monthly payment Reviewed on: 2nd March 2022

Quick response

5
Very good personal loan provider, They where quick with their decision making regarding my loan Reviewed on: 2nd March 2022

Easy, fast and helpful.

5
After my initial approach to updraft the whole process was easy and fast. The support from the updraft team is amazing. Their hints and tips to help you out of debt is priceless. Reviewed on: 2nd March 2022

Fantastic

5
They are brilliant when nobody else would give me a loan Reviewed on: 2nd March 2022

Simple, easy, for the people

5
Updraft have people at the centre of all they do. They want to empower their customers including me to be better off and have an easier time of things during difficult situations. Reviewed on: 2nd March 2022