Write a review

Newsletter

Go to business site

Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11078 reviews)

View other Updraft products

4.88

Based on 11,078 reviews, last reviewed 21st Jun 2026

91% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11078)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Fantastic service!

Very quick, friendly, helpful and no pressure at any stage of the process. Would highly recommend them to anyone. Reviewed on: 2nd March 2022

Great company!

Listened to circumstances instead of being solely drawn on credit scores! Me and my wife both used updraft and we are so much better off now because of it! Reviewed on: 2nd March 2022

Really good loaning company

I’ve got two on-going loans I’m paying back with no issues whatsoever. Would recommend. Reviewed on: 2nd March 2022

Best loan provider

Thanks to them, I’m not paying high Interest anymore and can finally imagine a life without debt. Thank you Updraft Reviewed on: 2nd March 2022

Indescribable service

The discovery of this company has changed my life. I have managed to get on top of my finances. Their service is personal, second to none and respective of individual circumstances Reviewed on: 2nd March 2022

Great Company

This company was a lifeline to me and I will be grateful to them for the help they provided and still provide when I need them. They have the feel of a local bank or credit union. I feel like a person when I contact them not an agreement number. Reviewed on: 2nd March 2022

Easy and friendly

The process is really easy and the staff are friendly with replies and very helpful. The app and staff make this feel like it’s made for young people with their language and how the app is really user friendly Reviewed on: 2nd March 2022

Fabulous!

Amazing customer service quick response and very helpful. Reviewed on: 2nd March 2022

Very helpful

Fast decision on my loan very helpful staff who respond to queries fast. Easy to use and modern app Reviewed on: 2nd March 2022

Fantastic understanding service

Quick and easy process that looks at your circumstances and doesn’t treat you like a credit score. Reviewed on: 2nd March 2022

Alternative products

Peer2Peer Lending (discontinued)
from Fund Ourselves (inactive company) 4.58 from 351 reviews
Loans
from Northern Community Bank (formerly Pennine Community Credit Union) 4.92 from 1300 reviews
Personal Loan
from RBS 3.57 from 12 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub