Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,653 reviews, last reviewed 14th Mar 2026
344800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great offer, quick and easy application. Great offer, quick and easy application. I took this loan as the annual interest was good, reducing my monthly repayments. Reviewed on: 14th March 2026
CYA's avatar
CYA

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10653)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Excellent Customer Service, very helpful anytime I c...

5
Excellent Customer Service, very helpful anytime I contact them and the process was super easy and stress free Reviewed on: 28th February 2026

They are no nonesense and keep everything simple.

5
They are no nonesense and keep everything simple. If something goes wrong it’s dealt with online and calmly Reviewed on: 28th February 2026

Great service, good rates, easy process

5
Great service, good rates, easy process Reviewed on: 28th February 2026

Easy,fast and helpful

5
The application process was so easy, and once you have entered all your details, they offer you a maximum amount and you can pick the amount below that and set how long you would like it for, fantastic! Reviewed on: 28th February 2026

Excellent service

5
Very easy to organise, with great communication and efficiency Reviewed on: 28th February 2026

Quick response, great customer service, totally reco...

5
Quick response, great customer service, totally recommend it Reviewed on: 28th February 2026

Great service, really quick and simple to use

5
Great service, really quick and simple to use Reviewed on: 28th February 2026

Acquiring my personal loan through updraft was so qu...

5
Acquiring my personal loan through updraft was so quick and easy. The payments were also easy to arrange and didn’t feel like I wasn’t being ripped off. Reviewed on: 28th February 2026

Great and understanding, would recommend

5
Great and understanding, would recommend Reviewed on: 28th February 2026

Quick and easy to use through app.

5
Quick and easy to use through app. Clear interest and charges. Reviewed on: 28th February 2026