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Updraft: Personal Loan reviews

4.96
Based on 10,620 reviews, last reviewed 12th Mar 2026
341600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Updraft helped me a lot, I consolidated my debts and... Updraft helped me a lot, I consolidated my debts and paid off my credit card Reviewed on: 12th March 2026
Vanity P's avatar
Vanity P

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10620)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

The updraft process was so easy and people who are s...

5
The updraft process was so easy and people who are stuck in big banks processes feel pushed towards debt...updraft is breath of fresh air Reviewed on: 27th February 2026

Updraft have been great.

5
Updraft have been great. No complaints. Reviewed on: 27th February 2026

Personal loan

5
Easy to do, lower interest than other providers, money arrives in my account quickly and it’s easy to track payments and free to make overpayments. Reviewed on: 27th February 2026

Great loan

5
Updraft is easy to use and has no hidden fees. Money in the same day and does help with low interest rates Reviewed on: 27th February 2026

Perfection made it so easy and simple to use

5
Perfection made it so easy and simple to use Reviewed on: 27th February 2026

Great customer service and support and easy to use a...

5
Great customer service and support and easy to use app services Reviewed on: 27th February 2026

Highly recommended

5
Really easy to apply with clear and transparent information about loan repayments. Reviewed on: 27th February 2026

Low interest rate

5
Was great for paying off other credit Reviewed on: 27th February 2026

Lifeline

5
Very supportive when you feel you are struggling when circumstances outwith your control take over and the team advise they can help you. Relief does not begin to describe it. Reviewed on: 27th February 2026

Used updraft to consolidate a few debts, handy servi...

5
Used updraft to consolidate a few debts, handy service clear what’s available to you easy to use Reviewed on: 27th February 2026