Smart Money People Logo

Updraft: Personal Loan reviews

4.95
Based on 9,795 reviews, last reviewed 1st Mar 2026
261500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience has been great, communication great, e... My experience has been great, communication great, efficiency great and very helpful. Reasonable amounts offered with excellent repayment plans Reviewed on: 1st March 2026
Taynia Smith's avatar
Taynia Smith

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (9795)

Review of the Updraft, Personal Loan:

It was very easy and simple and was explained very w...

5
It was very easy and simple and was explained very well Reviewed on: 21st April 2024

Updraft helped me control my finances

5
Updraft was great at helping me stay in control of my finances by providing me with a personal loan to consolidate my debts. The service couldn’t be better and I’d recommend them to anyone. Thank you so much! Reviewed on: 28th February 2026

GoodGood

5
Good wow I love it ,10/10 loan and good staff Reviewed on: 28th February 2026

Very helpful and smooth service, never any issues or...

5
Very helpful and smooth service, never any issues or complaints Reviewed on: 28th February 2026

Great service

5
Easy and helpful to deal with and fast Reviewed on: 28th February 2026

really good company very efficient and the loan didn...

5
really good company very efficient and the loan didn’t take too long to be in my account which was really helpful for me Reviewed on: 28th February 2026

Easy, quick would definitely recommend

5
Easy, quick would definitely recommend Reviewed on: 28th February 2026

Really great team.

5
Really great team. Seamless from start to finish Reviewed on: 28th February 2026

Quick efficient low intrsest lovely

5
Quick efficient low intrsest lovely Reviewed on: 28th February 2026

Finally feel like I’m winning against my credit cards!

5
I was juggling three different credit cards and an overdraft, all with crazy interest rates. Updraft made it so easy to consolidate everything into one manageable monthly payment. The application process was seamless because of the Open Banking link—no digging through old statements. My monthly outgoings have dropped significantly, and for the first time in years, I can actually see the light at the end of the tunnel. If you're tired of the 'debt cycle,' give them a try. Reviewed on: 28th February 2026

I was drowning in interest from credit cards.

5
I was drowning in interest from credit cards. Updraft have halved my monthly payments and gave me the breathing space i need to take care of things. Reviewed on: 28th February 2026