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Updraft: Personal Loan reviews

4.95
Based on 9,215 reviews, last reviewed 27th Feb 2026
205300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Easy & straightforward Easy & straightforward , had taken personal loan Reviewed on: 27th February 2026
Jenny's avatar
Jenny

Latest lowest rating:

2

It hurts taking out this loan. It hurts taking out this loan. The rates are high. Will pay it down as quick as I can… I do not like being in this position… try not to be in too much... Read more Reviewed on: 25th February 2026
Michael L's avatar
Michael L

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (9215)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Really straightforward haven’t had to reach out to c...

5
Really straightforward haven’t had to reach out to customer services but app is straightforward for faqs Reviewed on: 26th February 2026

Easy, quick and professional service

5
Easy, quick and professional service Reviewed on: 26th February 2026

I happy with service ,communication is excellent

5
I happy with service ,communication is excellent Reviewed on: 26th February 2026

Very good customer service.

5
Very good customer service. Helped when really needed. Good APR. Very responsive team. Quickly got the loan money into my bank. Easy app to use. To see how much money I've paid back and how to make extras payment if im able to . Reviewed on: 26th February 2026

Long time customer very satisfied

5
I'm impressed with customer service as well as the options they gave me to settle my loan early without any penalty. Process is easy to understand and their app is very good. Reviewed on: 26th February 2026

Updraft offer a really great service which is access...

5
Updraft offer a really great service which is accessible and friendly. They reqlly helped me out. Reviewed on: 26th February 2026

Borrowing Made Simple!

5
Updraft makes borrowing feel refreshingly simple. From the moment you open the app, everything is laid out in clear, friendly language—no jargon, no hidden steps. Checking your eligibility takes just a few taps, and the app shows exactly what you can borrow, what it will cost, and how long it will take to repay. The transparency builds confidence right away. Once you choose your loan, the approval process is fast and reassuring. Notifications keep you updated at each stage, and the app highlights the key details so you always feel in control. Funds arrive quickly, and the repayment schedule is easy to track with reminders that feel supportive rather than pushy. The whole experience feels designed around real people: simple, honest, and stress‑free. Instead of feeling overwhelmed, you finish the process feeling empowered and optimistic about your finances. Reviewed on: 26th February 2026

Great company!

5
Efficient. Helpful and supportive service! Thank you :) Reviewed on: 26th February 2026

Very easy clear and transparent process

5
Very easy clear and transparent process Reviewed on: 26th February 2026

Great Experience

5
Really easy to use and the app makes managing everything so easy. Reviewed on: 26th February 2026