Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,669 reviews, last reviewed 15th Mar 2026
346400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything is good All good easy to apply, and good interest Reviewed on: 15th March 2026
Sirilak 's avatar
Sirilak

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10669)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Very satisfied overall with the flexibility provided...

5
Very satisfied overall with the flexibility provided by updraft services. Customer service friendly and helpful. Reviewed on: 27th February 2026

After being rejected by several loan business

5
After being rejected by several loan businesses which surprised me as my credit score and repayment history are quite good, I didn’t have much hope when I tried Updraft but I was pleasantly surprised. Seemed like a dream up until I received the funds! And I’ve been able to do what really needed it for. The customer service, though not easy to reach on phone, was also very helpful Reviewed on: 27th February 2026

Quick and simple.

5
Simple application. Once complete money arrived quickly. App is great for keeping an eye on the account. Reviewed on: 27th February 2026

Great communication and user friendly app

4
Great communication and user friendly app Reviewed on: 27th February 2026

BE UPSTANDING, UPDRAFT

5
Straight forward easy and pleasant service. Helped me get my life back on track financially and look at my accounts from a different perspective Reviewed on: 27th February 2026

Amazing, super easy and received the money within days.

5
Amazing, super easy and received the money within days. Highly recommend Reviewed on: 27th February 2026

Good quick service very helpful would recomend to fr...

5
Good quick service very helpful would recomend to freinds and family. Reviewed on: 27th February 2026

Would recommend

5
Was fast and very easy to use would recommend to anyone Reviewed on: 27th February 2026

Very clean, very good, amazing.

5
Very clean, very good, amazing. It was a very simple transaction that made it easy for me to receive my loan Reviewed on: 27th February 2026

Super simple and fast, easy to manage, low interest

5
Super simple and fast, easy to manage, low interest Reviewed on: 27th February 2026