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Updraft: Personal Loan reviews

4.96
Based on 10,628 reviews, last reviewed 13th Mar 2026
342300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

4

It's okay however fees are high. It's okay however fees are high. Reviewed on: 13th March 2026
Joanne 's avatar
Joanne

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10628)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Loan application was easy and excellent that they su...

5
Loan application was easy and excellent that they support lowering borrowing costs. Reviewed on: 26th February 2026

Highly recommended

5
Getting a personal loan was simple and straightforward. Excellent service Reviewed on: 26th February 2026

Quick efficient service with a competitive interest...

5
Quick efficient service with a competitive interest rate. Reviewed on: 26th February 2026

Just amazing

5
Amazing help with debts, super quick and easy now it's all in one manageable payment. They've changed my life! Reviewed on: 26th February 2026

Just amazing

5
Brilliant service start to finish cannot fault them, gave me a lifeline. Reviewed on: 26th February 2026

Very good experience when i applied for personal loan

5
Very good experience when i applied for personal loan Reviewed on: 26th February 2026

Quick easy application and funds sent within two days

5
Quick easy application and funds sent within two days Reviewed on: 26th February 2026

Nice job

5
Got what I needed at the right moment Reviewed on: 26th February 2026

Brilliant no hassle application instant decision no...

5
Brilliant no hassle application instant decision no messing about no false promises Reviewed on: 26th February 2026

Good , great app, customer service

5
Good , great app, customer service Reviewed on: 26th February 2026