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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10628 reviews)

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4.96

Based on 10,628 reviews, last reviewed 13th Mar 2026

342300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

It's okay however fees are high. It's okay however fees are high. Reviewed on: 13th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10628)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Very good company

Easy to apply for the loan I’ve also downloaded the app so I can see what I’ve paid and what’s left to pay very good company they put their customers first Good interest rate I was excepted immediately and the money went into my account quickly I would highly recommend Updraft Reviewed on: 26th February 2026

Amazing team, amazing rates, great performance all r...

Amazing team, amazing rates, great performance all round Reviewed on: 26th February 2026

Very quick and simple, perfect for those considering...

Very quick and simple, perfect for those considering consolidating loans Reviewed on: 26th February 2026

Really straightforward haven’t had to reach out to c...

Really straightforward haven’t had to reach out to customer services but app is straightforward for faqs Reviewed on: 26th February 2026

Easy, quick and professional service

Easy, quick and professional service Reviewed on: 26th February 2026

I happy with service ,communication is excellent

I happy with service ,communication is excellent Reviewed on: 26th February 2026

Very good customer service.

Very good customer service. Helped when really needed. Good APR. Very responsive team. Quickly got the loan money into my bank. Easy app to use. To see how much money I've paid back and how to make extras payment if im able to . Reviewed on: 26th February 2026

Long time customer very satisfied

I'm impressed with customer service as well as the options they gave me to settle my loan early without any penalty. Process is easy to understand and their app is very good. Reviewed on: 26th February 2026

Updraft offer a really great service which is access...

Updraft offer a really great service which is accessible and friendly. They reqlly helped me out. Reviewed on: 26th February 2026

Borrowing Made Simple!

Updraft makes borrowing feel refreshingly simple. From the moment you open the app, everything is laid out in clear, friendly language—no jargon, no hidden steps. Checking your eligibility takes just a few taps, and the app shows exactly what you can borrow, what it will cost, and how long it will take to repay. The transparency builds confidence right away. Once you choose your loan, the approval process is fast and reassuring. Notifications keep you updated at each stage, and the app highlights the key details so you always feel in control. Funds arrive quickly, and the repayment schedule is easy to track with reminders that feel supportive rather than pushy. The whole experience feels designed around real people: simple, honest, and stress‑free. Instead of feeling overwhelmed, you finish the process feeling empowered and optimistic about your finances. Reviewed on: 26th February 2026

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