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Updraft: Personal Loan reviews

4.96
Based on 10,678 reviews, last reviewed 16th Mar 2026
347300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

I found it really easy to use and helpful I found it really easy to use and helpful Reviewed on: 16th March 2026
Lauren D's avatar
Lauren D

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10678)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

The service was smooth, fast and professional.

5
The service was smooth, fast and professional. I got reply to my emails very quick. Questions that i asked was answered in a professional manner. This experience has been one of a kind as for other loan providers there has been no consistency. Reviewed on: 26th February 2026

Fast, friendly, efficient.

5
Fast, friendly, efficient. Great communication start to finish. Reviewed on: 26th February 2026

No issues whatsoever.

5
No issues whatsoever. Process from start to finish was flawless Reviewed on: 26th February 2026

Simple and Straighforward

5
Simple and Straighforward - easy to get started, quick processes and quick payment Reviewed on: 26th February 2026

Personal loan has helped me manage my debt and I’m g...

5
Personal loan has helped me manage my debt and I’m grateful updraft gave me the opportunity to change my life around considering my credit score wasn’t the best Reviewed on: 26th February 2026

Fantastic service

5
I managed to borrow money and repay a fair and affordable monthly payment without hassle Reviewed on: 26th February 2026

Really easy to apply and receive the loan

5
Really easy to apply and receive the loan Reviewed on: 26th February 2026

Very good service

5
The application process was very easy and quick. The service is very good and straightforward for new customers. I particularly like the app as well as it is well set out and easy to use and you can easily locate things. Reviewed on: 26th February 2026

Easy app to use to keep track of loan and payments.

4
Easy app to use to keep track of loan and payments. Monies were sent quickly. Reviewed on: 26th February 2026

I did not have to wait long and got an excellent rate.

5
I did not have to wait long and got an excellent rate. Simple application process and set up. Reviewed on: 26th February 2026