Write a review

Go to business site

Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10646 reviews)

View other Updraft products

4.96

Based on 10,646 reviews, last reviewed 13th Mar 2026

344100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to apply and fast decision. Easy to apply and fast decision. Reviewed on: 13th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10646)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Amazing service

Really good app and very helpful Reviewed on: 26th February 2026

Good service

I have had the oportunity to pay off my debts and buy a car with the help of updraft! And make sure im on top of my payments as they have helped me so much! Reviewed on: 26th February 2026

Updraft is a lifeline that many need!

I was in a really dark spot in my life where I wasn’t sure what to do - I reached out to Updaft and within a few days they had given me a plan, a lifeline, and a way forward. I now have a stable loan where my bank wouldn’t take me on, and I’m making improvements in my future. I finally feel like I can breathe again! Reviewed on: 26th February 2026

I got the loan immediately after completing the appl...

I got the loan immediately after completing the application process. This enabled me to use the money for the intended purpose on time. Was more than relieved. I am grateful. Reviewed on: 26th February 2026

very quick with application and prompt payment

very quick with application and prompt payment Reviewed on: 26th February 2026

I was happy to consolidate my credit card debt.

I was happy to consolidate my credit card debt. Interest is on the high side though Reviewed on: 26th February 2026

Easy to understand how it works and the application...

Easy to understand how it works and the application process was extremely smooth. When you're in need of a quick resolution most companies take they're time so it was nice to have a compamy get back to me quickly. Reviewed on: 26th February 2026

Great service from the very beginning and very quick

Great service from the very beginning and very quick Reviewed on: 26th February 2026

Quick and on point, best loan service I used.

Quick and on point, best loan service I used. Reviewed on: 26th February 2026

Straightforward loans

Easy to apply and the app is good for checking balance Reviewed on: 26th February 2026

Alternative products

Personal loans
from Cockle Finance 4.98 from 813 reviews
Payday Loan
from Balmoral Financial 0.00 from 0 reviews
Loans
from Penny Post Credit Union 4.89 from 663 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub