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Updraft: Personal Loan reviews

4.96
Based on 10,652 reviews, last reviewed 14th Mar 2026
344700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Important bits I experienced with Updrafts Quite straightforward with the loan applications I’ve made that have been approved. “Applications” as I’ve made two - and both with competitive rates!... Read more Reviewed on: 14th March 2026
Joash Emmanuel Jao's avatar
Joash Emmanuel Jao

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10652)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Great company to do business with

5
Great service, very polite and easy to do business with Reviewed on: 26th February 2026

Very impressive and well organised they were good ap...

5
Very impressive and well organised they were good approachable also they are also trustworthy and reliable Reviewed on: 26th February 2026

Happy experience.

4
Happy experience. It has helped tackle my situation with such a low apr Reviewed on: 26th February 2026

Really easy process and quick process too which I ap...

5
Really easy process and quick process too which I appreciate, not long winded or stressful. Reviewed on: 26th February 2026

I had a very positive experience with Updraft.

5
I had a very positive experience with Updraft. When I really needed financial support, they were there to help. The application process was straightforward, quick, and easy to understand. Everything was explained clearly with no hidden surprises. The funds were provided promptly, which made a huge difference during a stressful time. I truly appreciate their efficient and reliable service. I would definitely recommend Updraft to anyone needing short-term financial assistance. Reviewed on: 26th February 2026

Easy to use

5
Easy to use. Clear and concise agreement Reviewed on: 26th February 2026

Brilliant Service

5
I've used updraft a couple of times now making it easier to consolidate credit card debit into one manageable personal loan with lower rates. Reviewed on: 26th February 2026

Amazing customer service

5
Updraft have been amazing at providing excellent customer service and support Reviewed on: 26th February 2026

Updraft is so easy and great value for money

5
Updraft is so easy and great value for money Reviewed on: 26th February 2026

Excellent

5
Excellent customer service, clear and explanatory interest rates and fees, time taken to get a decision on loan applications is very little. Overall, very happy with the service Updraft provides and genuine has helped me make better financial decisions Reviewed on: 26th February 2026