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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10661 reviews)

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4.96

Based on 10,661 reviews, last reviewed 15th Mar 2026

345600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy friendly application process Easy friendly application process Reviewed on: 15th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10661)

Review of the Updraft, Personal Loan:

It was very easy and simple and was explained very w...

It was very easy and simple and was explained very well Reviewed on: 21st April 2024

Updraft gave me a structured, predictable way to con...

Updraft gave me a structured, predictable way to consolidate higher-interest credit into one clear repayment plan. The application was straightforward, the communication was transparent, and having a fixed monthly amount has helped me reduce reliance on revolving credit while regaining control of my finances. Reviewed on: 25th February 2026

Using updraft was honestly one of the best decisions...

Using updraft was honestly one of the best decisions of my life. Before, I was juggling payments to multiple companies and drowning in bills every month. Updraft helped me consolidate all my debt into one simple, manageable payment, which has made my life so much easier and far less stressful. I finally feel in control of my finances again. The whole process was straightforward, supportive, and truly life-changing. I would absolutely recommend Updraft to anyone who wants a better, simpler way to handle their debt and have a much better experience managing their money. Reviewed on: 25th February 2026

Very quick and efficient process

Very quick and efficient process Reviewed on: 25th February 2026

Great experience and customer service

Great experience and customer service Reviewed on: 25th February 2026

Excellent Service

Very pleased with the service. Prompt decision and very good customer care Reviewed on: 25th February 2026

Brilliant service, fast and supportive.

Brilliant service, fast and supportive. Reviewed on: 25th February 2026

Very helpful and very easy to use.

Very helpful and very easy to use. Reviewed on: 25th February 2026

Great for getting a loan, they were very thorough wi...

Great for getting a loan, they were very thorough with checks and eligibility. Reviewed on: 25th February 2026

Open Banking

Unlike traditional banks that might reject you based on a rigid credit score, Updraft uses Open Banking. This means they look at your actual income and spending habits.. Reviewed on: 25th February 2026

Easy to apply for a loan the app is brilliant easy t...

Easy to apply for a loan the app is brilliant easy to check your loan stap Reviewed on: 25th February 2026

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