Write a review

Go to business site

Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10661 reviews)

View other Updraft products

4.96

Based on 10,661 reviews, last reviewed 15th Mar 2026

345600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy friendly application process Easy friendly application process Reviewed on: 15th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10661)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

A Straightforward, Trustworthy Experience with Updraft

This is my second time using Updraft, and once again the experience has been smooth, supportive, and completely stress‑free. They helped me secure a personal loan to clear expensive credit card bills and charges, and the whole process — from application to settlement — was effortless. The app itself is straightforward once you get used to it. There’s definitely room for improvement to make the experience even better, but nothing that affects how well everything works. Their communication is warm and reassuring, and most of it comes from Ashley — who I’m convinced is their AI. If she is, then she might be the friendliest robot on Earth. At this point, I trust Ashley more than some humans in my inbox! Settlement of my first loan was immediate, their support has always felt genuine, and overall they’ve helped me feel far more secure and in control of my money. The £1000 incentive for leaving a review is a nice bonus, but honestly, the experience speaks for itself. Highly recommended for anyone looking to consolidate debt or simply make their financial life easier. Reviewed on: 25th February 2026

Quick easy and simple, very helpful

Quick easy and simple, very helpful Reviewed on: 25th February 2026

I had a couple of occasions whereby I had to ring up...

I had a couple of occasions whereby I had to ring updraft and they helped me. Even thought I don't like chat online however I always ring and try to speak to a person Reviewed on: 25th February 2026

They trusted me when no one else would and helped me...

They trusted me when no one else would and helped me when I needed it the mist Reviewed on: 25th February 2026

Transparent, Reliable and Great Service

I have so far had a great experience with updraft, they have been incredibly transparent with how their loans work and it has helped me to save a lot of interest that I was paying across my credit cards Reviewed on: 25th February 2026

Very quick, easy service.

Very quick, easy service. Would be happy to recommend. Had no issues at all. Staff very friendly and respectful too. Reviewed on: 25th February 2026

Fast and Efficient

Easy application process, speedy response, money transferred promptly. Excellent communication and customer service. Reviewed on: 25th February 2026

Excellent company - easy to contact and very straigh...

Excellent company - easy to contact and very straight forward to use Reviewed on: 25th February 2026

Easy to take out the loan and really great user frie...

Easy to take out the loan and really great user friendly app to manage it. Reviewed on: 25th February 2026

Fantastic from start to finish!

Fantastic from start to finish! Would Defo recommend. Reviewed on: 25th February 2026

Alternative products

Loans
from Voyager Alliance Credit Union 4.87 from 399 reviews
Personal loan
from My Community Bank 4.90 from 3219 reviews
Personal loans
from Clockwise Credit Union 4.88 from 2928 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub