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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10700 reviews)

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4.96

Based on 10,700 reviews, last reviewed 18th Mar 2026

349400% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very easy and straightforward experience. Very easy and straightforward experience. Reviewed on: 18th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10700)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Updraft have been good and efficient for me in helpi...

Updraft have been good and efficient for me in helping me get financially comfortable again Reviewed on: 25th February 2026

Excellent service.

Excellent service. Helped consolidate previous loans. Reviewed on: 25th February 2026

Easy and quick - very transparent

Easy and quick - very transparent Reviewed on: 25th February 2026

Quick and easy application very happy

Quick and easy application very happy Reviewed on: 25th February 2026

Excellent customer service with proven results.

Excellent customer service with proven results. Helped me out of a bind in time for my wedding. Reviewed on: 25th February 2026

Quick and easy application money within 48 hours

Quick and easy application money within 48 hours Reviewed on: 25th February 2026

Puts you in control of your borrowing

Very quick, easy and clear to use via the App. The information is easy to understand and you can do everything you need to manage your loan through the App. Reviewed on: 25th February 2026

personal loan for debt consolidation

Fast decision and realistic approach to personal loan that helped me clear out with high interest credit cards and overdraft Reviewed on: 25th February 2026

Unbelievable service recommend to anyone at all

Unbelievable service recommend to anyone at all Reviewed on: 25th February 2026

A Straightforward, Trustworthy Experience with Updraft

This is my second time using Updraft, and once again the experience has been smooth, supportive, and completely stress‑free. They helped me secure a personal loan to clear expensive credit card bills and charges, and the whole process — from application to settlement — was effortless. The app itself is straightforward once you get used to it. There’s definitely room for improvement to make the experience even better, but nothing that affects how well everything works. Their communication is warm and reassuring, and most of it comes from Ashley — who I’m convinced is their AI. If she is, then she might be the friendliest robot on Earth. At this point, I trust Ashley more than some humans in my inbox! Settlement of my first loan was immediate, their support has always felt genuine, and overall they’ve helped me feel far more secure and in control of my money. The £1000 incentive for leaving a review is a nice bonus, but honestly, the experience speaks for itself. Highly recommended for anyone looking to consolidate debt or simply make their financial life easier. Reviewed on: 25th February 2026

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