Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,667 reviews, last reviewed 15th Mar 2026
346200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I had couple of experiences of changing direct debit... I had couple of experiences of changing direct debit dates both resolved rapdily Reviewed on: 15th March 2026
Nishma Morjaria's avatar
Nishma Morjaria

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10667)

Review of the Updraft, Personal Loan:

It was very easy and simple and was explained very w...

5
It was very easy and simple and was explained very well Reviewed on: 21st April 2024

Fantastic experience from a fantastic loan provider

5
I cannot rave about updraft enough. They've really helped me with my finances. Easy to apply and the money can be directly paid into a bank account or they'll pay off your loans/credit cards on your behalf. The app is fantastic all the financial information is clear and not misleading. You can pay extra each month without any penalties with a full schedule of the loan. Absolute fantastic company/application and customer service. I would highly recommend. Reviewed on: 25th February 2026

Big Fan of Updraft 5/5

5
It’s been great for me so far, super easy to set up and use, the terms and payments of the loan were clear and understandable and the customer service team have been incredibly helpful with any questions or problems I have had. Reviewed on: 25th February 2026

Quick and simple

5
When I applied for the loan it was quick and simple to fill out the form and the funds were with me within a few hours. Reviewed on: 25th February 2026

Smooth process and a fair interest rate thankyou

5
Smooth process and a fair interest rate thankyou Reviewed on: 25th February 2026

Easy to use, simple, good communication from staff

5
Easy to use, simple, good communication from staff Reviewed on: 25th February 2026

Totally effortless!

5
Totally effortless!! So simple, highly Recommended Reviewed on: 25th February 2026

Updraft is very likeable, and I would definitely rec...

5
Updraft is very likeable, and I would definitely recommend it to my friends and family. The whole experience felt smooth and straightforward from start to finish. For my application, it was like a piece of cake. I requested a certain amount, and the process was quick and hassle-free. I was pleasantly surprised by how fast everything was approved and how quickly I received the funds. The app is easy to use, clearly designed, and doesn’t overcomplicate things. I really appreciated the transparency and the clear communication throughout the process. Overall, it made what could have been a stressful situation feel simple and manageable. I’m very satisfied with the service and would happily use it again in the future. Reviewed on: 25th February 2026

Very quick very simple very happy

5
Very quick very simple very happy Reviewed on: 25th February 2026

Very easy to apply.

5
Very easy to apply. Quick response and really helpful. Reviewed on: 25th February 2026

Easy as eating chicken pie no problem in my bank wit...

5
Easy as eating chicken pie no problem in my bank within hours Reviewed on: 25th February 2026