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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10673 reviews)

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4.96

Based on 10,673 reviews, last reviewed 16th Mar 2026

346800% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Updraft was really helpful when I needed to consolid... Updraft was really helpful when I needed to consolidate some loans and credit cards. It was approved quickly and everyone I spoke to was really helpfu... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10673)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

generally good

Decent loan, easy to deal with. Could improve their overpayment system with an in app option and calculator. Reviewed on: 25th February 2026

Brilliant service very fast payments

Brilliant service very fast payments Reviewed on: 25th February 2026

Excellent service and Fast approval

Excellent service and Fast approval Reviewed on: 25th February 2026

Quick, simple and hassle free very transparent on th...

Quick, simple and hassle free very transparent on the costs of personal loan aswell, was there when I really needed it Reviewed on: 25th February 2026

Very quick and helpful responsive staff.

Very quick and helpful responsive staff. Speedy decision and help when needed it. Reviewed on: 25th February 2026

Excellent service

Excellent service, smooth application and good interest rates Reviewed on: 25th February 2026

Excellent service great company goor customer service

Excellent service great company goor customer service Reviewed on: 25th February 2026

Easy and fast. Great customer service

Got a loan. No messing. Easy application process. Customer service fast to respond. What more can you ask for? Reviewed on: 25th February 2026

Great communication, easy to navigate the app and fi...

Great communication, easy to navigate the app and find any information Reviewed on: 25th February 2026

Updraft has genuinely helped me feel more in control...

Updraft has genuinely helped me feel more in control of my credit. The app is clear, easy to use, and makes understanding and managing finances far less overwhelming. I especially appreciate how straightforward everything is — no confusing jargon, just simple tools that actually help. It’s made a real difference in how confident I feel about my financial situation. Highly recommended for anyone looking to take better control of their credit. Reviewed on: 25th February 2026

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