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Updraft: Personal Loan reviews

4.96
Based on 10,451 reviews, last reviewed 5th Mar 2026
325200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Needed a loan, it was quick and easy and made it aff... Needed a loan, it was quick and easy and made it affordable. Great company. Reviewed on: 5th March 2026
CDB's avatar
CDB

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10451)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Great and quick service

5
Very quick decision and great service when recently applying for a loan. Reviewed on: 3rd March 2026

Helped me out when I needed it the most.

5
Helped me out when I needed it the most. Reviewed on: 3rd March 2026

Great at money!

5
Great at money! They look at you and your current affordability and create a path of which you can follow to become debt free. I would personally recommend it to anyone who has multiple credit cards or other that wish to consolidate and have a single payment per month which for me worked out to be less than what I currently pay they also make it easy to pay off quicker and save on interest Reviewed on: 3rd March 2026

Very simple and quick process.

5
Very simple and quick process. Was able to fill in the information and get a reply quickly with funds in my account within a couple of days. Reviewed on: 3rd March 2026

Hassle Free

5
Extremely straight forward no hassle. Easy account setup and money was received quickly upon passing all relevant credit checks. All information is explained and easy to understand. Reviewed on: 3rd March 2026

Easy, hassle free!

5
Easy, hassle free! Perfect really Reviewed on: 3rd March 2026

Fast and reliable also easy process

5
Fast and reliable also easy process Reviewed on: 3rd March 2026

Highly recommend

5
From application through to receiving my loan money, updraft have been superb and I would not hesitate to use them again Reviewed on: 3rd March 2026

The loan was easy to apply for and cash transferred...

5
The loan was easy to apply for and cash transferred same day Reviewed on: 3rd March 2026

Easy to navigate through the process.

5
Easy to navigate through the process.Quick response good rates, would definitely recommend and would use again Reviewed on: 3rd March 2026