Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,703 reviews, last reviewed 18th Mar 2026
349700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Updraft made trhe whole process simple and easy, it... Updraft made trhe whole process simple and easy, it took a load of my mind. Reviewed on: 18th March 2026
mohamed a's avatar
mohamed a

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10703)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

5
The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

Very simple and easy application process.

5
Very simple and easy application process. Literally does what it says on the tin. Reviewed on: 25th February 2026

Great company and so easy to use

5
The application process and conversation with their customer service was made so easy and they replied so quickly putting me at ease. Setting up the direct debit and always keeping in contact with reminders is always a plus when dealing with finances. Very impressed Reviewed on: 25th February 2026

Really quick easy application process.

5
Really quick easy application process. Good loan rates and ability to pay off larger amounts if I can afford to Reviewed on: 25th February 2026

Very good service and no waiting time at all

5
Very good service and no waiting time at all Reviewed on: 25th February 2026

This is a great company.

5
This is a great company. However, I would appreciate greater flexibility in additional payment options to potentially reduce the total amount owed. Reviewed on: 25th February 2026

Fast, efficient and friendly

5
I took out a loan to consolidate my debt. This has been a huge life line allowing me get my debt under control Reviewed on: 25th February 2026

Great job

5
Perfect, easy to use. Great rates and helped me out in a pinch. Many thanks to the whole team Reviewed on: 25th February 2026

Great experience

5
Great experience, really frequent, clear communication Reviewed on: 25th February 2026

Quick and hassle free application process.

5
Quick and hassle free application process. Outcome within 24h and fabulous customer service. Highly recommend. Reviewed on: 25th February 2026

Very efficient and smooth, kept informed at all stages

5
Very efficient and smooth, kept informed at all stages Reviewed on: 25th February 2026