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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10706 reviews)

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4.96

Based on 10,706 reviews, last reviewed 18th Mar 2026

350000% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simple and straightforward. Simple and straightforward. Make it easy to apply and easy to understand Reviewed on: 18th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10706)

Review of the Updraft, Personal Loan:

It was very easy and simple and was explained very w...

It was very easy and simple and was explained very well Reviewed on: 21st April 2024

Very straightforward

The application was straight forward and didn’t feel overwhelming, which was important for me as a first time borrower. Everything was explained clearly the repayment terms, and interest so I never felt confused or pressured into anything. I also appreciated how quickly I received a decision. As someone new to borrowing, that quick turnaround really helped ease my worries. The app made it easy to track everything, and I liked being able to see my repayments laid out clearly. Reviewed on: 25th February 2026

Excellent service

I am very satisfied. The process it was easy and quicker. Reviewed on: 25th February 2026

3 loans - no issues! Great service

I've had 3 loans from updraft now and haven't had any issues. Updraft have helped me in my times of need and offer great payback options. The customer service is excellent too! I asked to settle one of my loans & they sent me over a settlement quote for me to pay my loan back which was very simple and easy to do. I cannot thank updraft enough. They really have financially saved me on many occasions. Reviewed on: 25th February 2026

Super fast and easy to apply would definitely recomm...

Super fast and easy to apply would definitely recommend Reviewed on: 25th February 2026

Good company

Very easy to manage your services. Reviewed on: 25th February 2026

Always super simple

Always super simple - straightforward Reviewed on: 25th February 2026

Updraft have been helpful and open at all times

Updraft have been helpful and open at all times Reviewed on: 25th February 2026

Friendly understanding service, just what's needed.

Great company to seek a loan from. Understand and friendly service. Reviewed on: 25th February 2026

fantastic speedy service.

fantastic speedy service. applied for a loan with updraft abd had it approved and sent to me within 48hours! Reviewed on: 25th February 2026

Clearly committed to delivering helpful services.

Prompt, efficient processes without losing the 'personalised' touch. Updraft is a household name in today's UK for the average citizen, to cushion the hardship. Amazing team, great communication, great use of technology; clearly committed to delivering helpful services. Reviewed on: 25th February 2026

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